Claudiu Dan

Experience

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  EMSIL TECHTRANS SRL

  Sept 2003 - Oct 2004

  Quality Manager

  • Started the implementation an ISO 9001 quality control system. • Prepared the Quality System documentation.• Prepared the company procedures and system

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  Abelaro Com SRL

  Aug 2004 - Mar 2009

  Marketing Director

  • Implemented an integrated management system in each department which helped reducing cost of distribution by 30%.• Developed and implemented the marketing and sales strategy. • Conducted market/sales development research. • Analyzed the opportunity for introducing and branding of new products.• Searched potential suppliers and negotiated pricing and contract terms.• Participated with the accounting team in making and implementing the annual budget.• Organized and implemented company-wide cost containment program. Show less

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  ROMCOM INVEST SRL

  Apr 2009 - Dec 2010

  Business Consultant

  • Identified potential customers for consulting services. • Negotiated and signed contracts for consulting services.• Obtained necessary documentation for EU grants.• Tracked successful implementation of the contracts.

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  Fine Support Consultancy

  Apr 2010 - Dec 2017

  Business Consultant

  • Assisted start-up Romanian companies in the development and writing of their business plans and models in order to secure equity and debt financing.• Participated in the implementation of a wide variety of start-up/expansion business plans throughout Romania.• Prepared operational budgets, financial models and forecasts for clients in order to access various EU business funding programs.• Developed process for collection and preparation of legal, financial, and technical documentation required for business financing through various EU grant/financing sources.• Participated with client companies in negotiation process to qualify for asset based debt and equity financing.• Monitored and advised client companies after EU grant and other financing was obtained.• 150 Companies assisted in their development process and ca. $33 mil. funds received. Show less

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  Asociatia Integra Romania

  Jan 2011 - Jul 2014

  Trainer

  • Made the selection of beneficiaries that participated in business training courses. • Prepared the materials necessary to conduct courses.• Conducted entrepreneurial training courses.• Evaluated the understanding of the material presented and entrepreneurial skills gained from the course.• Analyzed the business plans written by participants and answered the questions about starting a business and financing opportunities.

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  Integrity Financial Services Inc.

  Jan 2018 - Aug 2019

  Financial Planning Assistant

  • Assisting in the analyzing process of financial data received from clients to develop strategies for meeting clients' financial goals.• Assisting the financial planner in initial meetings and annual review meetings.• Assisting in the process of developing a financial plan for clients.• Advising strategies for clients in insurance coverage, and other areas to help them reach financial objectives.

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  NEXT Financial Group, Inc.

  Sept 2018 - Aug 2019

  Registered Representative

  • Conducting reviews of clients' financial circumstances, current provision and future aims.• Contacting clients and setting up meetings.• Analyzing information and preparing plans best suited to clients' requirements.• Researching the marketplace for new and existing financial products and services.• Designing financial strategies.• Reviewing and responding to clients changing needs and financial circumstances.• Keeping up to date with financial products and legislation.• Meeting the regulatory aspects of the role (requirements for disclosure, costs of the services provided and also the advised products). Show less

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  PNC Investments

  Sept 2019 - now

  • Managing the relationship with the due diligence external parties for life insurance and annuities (Due Diligence Works, Morningstar), coordinating the monthly and quarterly due diligence reviews.• Monitoring the financial strength of all carriers using the services provided by ALIRT and all 4 credit rating agencies.• Monitoring all rate changes, providing the sales field with timely communication.• Organizing and preparing materials for the quarterly reviews with all preferred carriers (life insurance and annuities).• Assisting the life insurance and annuity product managers with the creation of management reports and committees’ presentations.• Preparing monthly sales and AUM reports for all preferred carriers.• Managing carriers’ relationship in the absence of the product manager.• Providing support for advisors in regards to financial plans and retirement solutions (life insurance, annuities and retirement plans).• Assisting product managers with identify sales and marketing opportunities.• Providing support and training for advisors in using SIMON platform and tools, ENVESTNET platform, Morningstar Suite of Products (Annuity Intelligence, Advisor Workstation and Direct), Wealthscape system, Annuity Net order entry platform and Salesforce EDGE system.• Preparing reports and presentations for carriers, product managers, senior executives and internal governance committees using Microsoft office suite (Word, Excel, PowerPoint), Oracle Business Intelligence (OBI).• Assisting product managers and operations teams with launch of new products. Preparing launch plans and timelines together with product managers.• Preparing, managing and communicating overlays (allocations) for variable annuities sub-accounts to match the company policy and client’s objectives and risk tolerance.• Assisting product managers in designing, developing and launching the fee-based annuity platform together with the technology partners (FIDx, SIMON, Envestnet, Fidelity). Show less • Reviewing from a risk perspective the suitability of annuity transactions (fixed, equity indexed, variable, investment only, SPIA, DIA, RILA), making sure the financial advisors follow the firm guidelines and the recommendations are in the client’s best interest.• Reviewing complex VA to VA exchanges, including running comparisons using Morningstar Annuity Intelligence system.• Post-trade reviewing of the alerts generated in the Sungard Protegent Surveillance system.• Tracking VA sub-accounts allocations using Morningstar Advisor Workstation, making sure they match the client’s risk tolerance.• Executing regulatory risk initiatives including setting up, building and monitoring initiatives.• Monitoring the suitability of the client’s accounts based on their financial and employment information, risk tolerance and investment objectives.• Ensuring appropriate execution within and across business and risk areas.• Ensuring appropriate documentation is completed. • Reviewing the reports by risk area on compliance validation, control framework and risk profiles.• Monitoring the execution of regulations and internal policies. Show less

  • Annuities & Life Insurance Research and Due Diligence Analyst

    Jan 2022 - now

  • Regulatory Risk Analyst (Supervision Principal)

    Sept 2019 - Dec 2021