Vikit Unadkat CSM®

Experience

• 

  Tata Consultancy Services

  Feb 2011 - Dec 2012

  Process Associate - US Bankruptcy Process - Band 1
• 

  Altisource

  Dec 2012 - Mar 2016

  Process Trainer - US Mortgage Underwriting

  US Mortgage Underwriting

• 

  IndusInd Bank

  Mar 2016 - Jun 2017

  Manager - Underwriting (Unsecured Products)

  Manager - Credit Underwriting Process, Team Handling and Training( Unsecured Loans credit cards and personal loan)

• 

  HDB Financial Services Ltd.

  Jun 2017 - Dec 2017

  HUB Manager - Underwriting (Unsecured Products)

  Unsecured product's credit underwriting process and team management (Consumer durable and Cross Sell Personal Loan)

• 

  DHFL

  Dec 2017 - May 2021

  Product - HL,ML,SME

  • Lead Manager - Business Process Re-engineering, BIU & Training

    Feb 2020 - May 2021

  • Lead Manager - Training & Quality Management

    Dec 2017 - Jan 2020
• 

  Axis Bank

  May 2021 - Nov 2021

  Manager - Retail Lending

  Business Process Re-engineering, Project Management, Underwriting Policy Management, Training & IT Initiatives for Retail Credit

• 

  Piramal Capital & Housing Finance Limited

  Nov 2021 - now

  ✔️ Successfully fulfilled roles as a versatile professional in Product Ownership, Business Analysis, Project Management, and SME Credit within Retail Lending.✔️ Led end-to-end implementation of advanced Retail lending tech platforms, integrating LMS, Data Warehouses, and essential components seamlessly.✔️ Leveraged deep Retail domain knowledge to strategically integrate asset monitoring and data platforms, fortifying solutions for customer onboarding, credit underwriting, and risk monitoring.✔️ Conceptualized and translated complex business needs into practical tech platforms, ensuring alignment with architectural principles and regulatory norms, driving substantial ROI.✔️ Demonstrated strong problem-solving skills, navigating challenges with agility, and fostering collaboration among diverse stakeholders.✔️ Applied hands-on Agile Scrum methodologies to enhance project efficiency.✔️ Successfully managed third-party vendors, driving transformative technology changes and demonstrating effective program management skills.✔️ Showcased a robust foundation in data management and analytics, utilizing tools like Power BI for strategic decision-making.✔️ Consistently delivered projects within timelines and budget constraints, ensuring stakeholder satisfaction.✔️ Achieved operational excellence, actively addressing challenges, fostering innovation, and maintaining strong customer service orientation.✔️ Spearheaded a cost-saving project, identifying gaps, and automating processes, resulting in a 40% reduction in loan sourcing costs. Show less

  • Senior Manager Automation, Process Re-engineering and SME Credit Risk

    Apr 2024 - now

  • Manager Automation, Process Re-engineering and SME Credit Risk

    Nov 2021 - Apr 2024