Dilum Fernando, CFA, AFM

Experience

• 

  Bartleet Finance Limited

  Oct 2008 - Jul 2009

  Accounts clerk

  Responsible to assist finance manager to prepare financial statements, Annual reports and related MIS

• 

  Central Bank of Sri Lanka

  Jul 2013 - Oct 2013

  Internship Trainee
• 

  IFS Sri Lanka

  Apr 2014 - Feb 2017

  Business Systems Analyst

  • Provide ERP application support in Finance, Human Resource, Distribution, Project Management, Maintenance and Manufacturing product areas for businesses around the world• Analyze market and industry changes in Finance and suggest modifications in IFS Applications™ to suit changing business requirements of customersWorked in tandem with design and development teams across the IFS global network of over 60 countries and analyze customer requirements and functional specs

• 

  Union Bank of Colombo

  Mar 2017 - Aug 2018

  Credit Analyst - Corporate Credit

  Provided weekly and monthly reports to all levels of ManagementEstablished and monitored new/existing credit lines for customers by performing financial statement analysis

• 

  First Capital Holdings PLC

  Sept 2018 - Mar 2019

  Senior Executive - Debt Structuring & Placement

  Analyze the historical financial statements (statement of comprehensive income, statement of financial position, cash flow) of clients and forecast future cash flows of the clients and prepare a financial analysis report to be used by the lending institutions for debt capital raising purposes• Structuring Asset backed securitization for borrowersThis includes calculating the IRR of both the borrower and investor, conducting a due diligence on the pledged portfolio, communicating between the issuer, investor and the trustee and successfully sourcing funds on behalf of the issuer.• Structuring Listed/ Unlisted debentures for borrowersThis includes calculating the IRR of both the borrower and investor, obtaining consents from the external parties involved, communicating between the issuer, investor, Colombo Stock Exchange (and the Guarantor if the issuer requests for a guarantee) and successfully sourcing funds on behalf of the issuer.• Drafting reports (Investment Analysis) to the investment committee of First Capital Limited (FCL) analyzing each borrower/issuerThe investment analysis covers the salient features of the issue, legal status, business lines, credit rating, applicable regulations, top ten shareholder list, summarized income statement and statement of financial position for the latest financial year and preceding five years, ratios, financial analysis, past business relationship with First Capital, potential risk factors of the company and finally a recommendation to whether to proceed with the issue or not.• Liaising with regulatory bodies in the process of listing securities in the Colombo Stock Exchange, Sri Lanka Show less

• 

  NDB Investment Bank Limited

  Apr 2019 - Jul 2024

  • Industry and Company ResearchPrepare financial models and forecasts, perform Industry and company research to prepare information memorandums, term sheets, and teasers to be shared with potential investors of a debt/equity raising transactions.• Deal ExecutionPrepares financial documents to execute capital raising transactions such as Debenture issues, Syndications, Structured Debt, Securitization and Asset-backed papers.Liaising with Trustees, Lawyers, Auditors and Regulatory authorities for the smooth execution of transactions• Advising Clients on Financial RestructuringAssists clients with restructuring large debt obligations by negotiating agreements and terms with financial institutions and government agencies• Originating New BusinessDeveloping and maintaining corporate and high net-worth individual client database, Identifying innovative business opportunities from new clients and existing clients. Show less

  • Associate Vice President

    Mar 2022 - Jul 2024

  • Assistant Manager - Debt Capital Markets

    Apr 2019 - Mar 2022
• 

  DFCC Bank PLC

  Jun 2024 - now

  Senior Dealer - Treasury