Experience

• 

  Standard bank group

  Dec 2006 - Sept 2007

  Credit analyst
• 

  Fnb south africa

  Oct 2007 - now

  Performing all or some of the following duties in all roles with varying levels of responsibility:• Overseeing daily operations with meticulous attention to detail, demonstrating sound portfolio management and optimising the true portfolio potential • Analysing financial statements and other financial information provided by clients • Managing repayment structures, collateral and covenants within the banking environment• Establishing, implementing and overseeing effective systems, processes and controls• Customer service and liaison, building strong working relationships and effective communication channels with key stakeholders in consumer, business and agricultural markets• Providing credit support, completing credit applications, resolving complaints and enquiries• Servicing and managing product distribution and cross-sell within each business client • Acquiring new profitable business, identifying client needs and delivering customised solutions • Presenting transactions to the relevant Judgmental and Senior Credit Committees• Identifying business opportunities; creating new business concepts and development approaches to support business growth• Supervising, coaching, training, motivating and mentoring personnel, setting clear goals and expectations, providing relevant feedback and discipline as required• Producing various financial statements, financial models, business plans, credit assessments, reports, presentations, analyses, correspondence and other documentation • Performing as a strong leader of a cohesive team with strict adherence to statutory regulations, service level agreements, quality standards, governance processes and compliance requirements Show less

  • Relationship Manager/ Client Portfolio Executive

    Dec 2012 - now

  • Business Manager

    Jul 2010 - Nov 2012

  • Relationship Analyst

    Oct 2007 - Jun 2010