Asad Razzaque

Experience

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  United Bank Limited

  Oct 2001 - Nov 2002

  E Coordinator

  Worked as supervisor of General Banking Operations and supported IT team in implementing online Banking System

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  Khushhali Bank

  Jan 2003 - Jan 2011

  Credit specialist

  Being an integral part of credit function responsible to ensure compliance to the stipulated credit and operations guidelines for processing the credit cases, also ensuring that rejection rate due to non compliance is maintained at minimal level. Developing an acceptable credit management culture, regular coordination and counseling sessions to identify performance deficiencies and strengthen operational and ethical standards. Consolidate credit management performance reports for management review Show less

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  Askari Bank

  Jan 2011 - Jun 2012

  OGI accounts and Clearing incharge

   Overall responsible for Branch Operations, Compliance ,Quality service Provider Controls and implementation of SBP directives and Banking regulations. Cash Management, Transfer, Online Transactions, ATM replenishment, clearing Remittance, Daily Activity Checking (Voucher/Reports) All Month end processing including Branch Budgeting, consolidated Profit and loss statement review ,provision of MIS on daily and Monthly Basis  Additionally looking after for all IT related Issues including day end Processing. Customer Relation (achieved the individual target of 3 million PKR in last month) Audit report review and rectification of audit findings. (Audit rating of branch has been improved in the last Audit). Show less

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  Mobilink Microfinance Bank Ltd

  Jul 2012 - Jul 2015

  Regional Quality assurance officer

   Ensure compliance to SBP regulations ,WMBL policies & procedures regarding Branchless Banking operations Work as a preemptive measure to control the compliance risk inherit in the branchless banking operations Identify, assess and monitor the compliance risk Provide guidance to the branches and branchless banking agents in performance of their duties Plan and perform visits to branches and Branchless banking agents to evaluate compliance the applicable policies and procedures Ensure that branch management keeps and maintain complete set of records as required under applicable laws ,regulation ,policies & procedures Check on sample basis data and record with the branchless banking agents to ensure efficiency of operations and documents Report to compliance Team Lead any non-compliance at branchless banking agents in performance of branchless banking operations Facilitate in performance of complaint & Fraud investigations against branchless banking agents and report the outcome to head office Follow up the issues or concerns highlighted during the compliance reviews and document the follow up Liaison with other departments for resolution of identified non – compliances & issues Show less

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  Global Partnership for Education (world Bank project)

  Dec 2015 - Feb 2020

  Program Associate (finance department)

  The Government of Baluchistan (GoB) with assistance of World Bank and Global Partnership for Education has initiated a Project titled Global Partnership for Education- Baluchistan Education Project (GPE-BEP). The project would help finance the costs associated with improving education access and retention in Baluchistan, affected as a result of conflict and security crisis in the area. There will be a special emphasis on supporting girls’ access to elementary education in the affected areas of the province. The Project is implemented by the Secondary Education Department (SED), Government of Balochistan (GoB) with extensive support and monitoring by the Project Management Unit (PMU). Show less

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  Mobilink Microfinance Bank Ltd

  Feb 2020 - now

  Branch Manager