Arun Chauhan

Experience

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  Sharekhan

  Feb 2010 - May 2010

  Trainee

  Worked as a trainee under summer internship program for 4 months in equity research. I undertook Fundamental and Technical study of 10 Infrastructure companies of India using secondary research methods. Fundamental part covered EIC analysis of these companies which included the valuation of these stock using various models like discounted cash flow and relative valuation based on which the buy or sell decision for long term investment was taken. The decision was also influenced by the study of price movements and trends using various indicators, oscillators and chart patterns. Show less

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  Bank of India

  Aug 2011 - Dec 2015

  Manager (Finance Executive)

   The Job involves credit appraisal of MSME (Micro, Small & Medium Enterprises) and large borrowers in consortium/ Multiple Banking which requires evaluation & preparation of credit proposal for Firms/Companies by carrying out credit assessment, financial and non-financial analysis, balance sheet analysis, vetting of documents, assessing credit rating using Bank’s risk rating model, carrying out due diligence, Inspection of unit, Issuing Sanction Notes along with ensuring compliance with regulatory and Bank’s credit policy.  Specialties: Hands on experience of assessing credit facilities like Working Capital Finance, Term/Demand Loan, Packaging Credit limits, Overdraft Facility, Foreign Bills Purchased/Discounted/Negotiated, Letter of Credit (I/F) DP/DA, Bank Guarantee, Forward Contract Booking Exposure etc. Being the credit head in the branch the scope of work broadly included receiving loan application (Corporate and Retail which includes LAP, Car loan, Housing Loan, Personal loan etc) from the customer, reviewing the loan documents as per the loan requirements of the customer, conducting due diligence like KYC verification, CIBIL/ECGC SAL List/RBI Defaulter’s list search, obtaining due diligence report from external agencies, obtaining Title Search Report of the immovable security (Land and building) from the Advocate and Valuation report from the valuer and scrutinizing them in order to approve the same, obtaining status report from Bank’s/FI’s, inspecting the factory/business units and the securities offered (Land and building), preparing proposal and getting it approved from the competent authority.Compliance of the sanction like getting documentation done and getting the same vetted by advocate, and recommending the report after compliance with all the observation to competent authority for closure, charge filling with ROC and CERSAI after creating equitable mortgage, collection of charges and disbursement of loan. Show less

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  Barclays

  Dec 2015 - Jun 2017

  Assistant Manager

  Credit Manager - Credit appraisals for UK companies at Mid Corporate level. Credit Manager tagged with Relationship Managers based in UK for maintain their existing portfolios by taking up annual reviews for their set of clients and also catering to new business/ Increase lending request of existing customers. Job requires putting up a report to credit with a high level financial and non-financial analysis with succinct recommendation on our analysis. Specialist dealing with a range of financial information for a number of Industry portfolios and Providing high-quality financial analysis support to RDs, acting as an interface with other areas of Barclays Corporate and undertaking the monitoring of customers financials. Responsible for reviewing and agreeing the Monitoring and Control elements of complex Facility Letter documentation. Working in partnership with the Credit Writing and Post Sanction Case managers, Coverage team, servicing team and other specialists to ensure that we provide a joined up service to our customers at all times. Show less

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  RBS

  Jun 2017 - Sept 2023

  Portfolio manager handling a set portfolio of clients tagged to coverage RM’s based in UK. Scope of work not just restricted to annual review exercise but to undertake New to business and increase lending cases as well. Working in collaboration with Coverage, Fulfilment and credit team to ensure timely delivery of customer’s requirement. Portfolio Management encompass various other tasks like getting sanctions for Security amendments, reporting of breach of covenant, reporting of Heightened Monitoring (HM) cases to credit and setting strategy and Milestones in consultation with the coverage/credit. Recommendation being the most important part where high weightage given to identify the early warning signals and recommending downgrade of account to HM/Risk of Credit Loss Category (ROCL). Show less

  • Team Lead Manager

    Feb 2020 - Sept 2023

  • Lead Analyst

    Jun 2017 - Feb 2020
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  NatWest Group

  Jan 2020 - now

  • Associate Vice President

    Sept 2023 - now

  • Team Lead Manager

    Jan 2020 - Sept 2023