Vikash Makhija

Experience

• 

  IDBI Bank

  Jun 2006 - Feb 2012

  # Relationship Manager of MID Market Corporate banking# Heading Team of Relationship Officers# Credit appraisal, credit risk management# Business development- Acquisition of new corporates# Generating liability business from Asset relationships# Presenting proposals in front of Credit Committee.# Conducting / writing minutes of Credit Committee Meetings# Liasioning with Credmin, Risk teams# Risk Mitigation- early warning signs # Handling CDR Portfolio# Handling a portfolio of 22 Corporate banking relationships Show less

  • Relationship Manager- MCG ( Corporate Banking)

    Jan 2011 - Feb 2012

  • Sr RELATIONSHIP MANAGER

    Dec 2008 - Dec 2010

  • Relationship Manager / Heading Sales Team

    Oct 2007 - Dec 2008

  • Relationship Manager / Sales Manager- handling sales team & team leader

    Jun 2006 - Oct 2007
• 

  HSBC

  Feb 2012 - Nov 2012

  Band 6 - Credit & Risk underwriting

  # Credit appraisal, CREDIT UNDERWRITING, credit risk management# Individual SANCTIONING AUTHORITY - business banking, corporates# Analysis of balance sheet, Profit & loss statement, cash flows# Risk mitigation - through judgemental lending# Handling U.K Markets.

• 

  RBL Bank

  Dec 2013 - Feb 2015

  BCSM & Service Anchor ( Premium Cards) - Ex RBS Cards portfolio

  # Launching the new Juhu Branch ( Previously it was an RBS Branch).# Business development.# Service quality & compliance# wealth management# ACQUISITION AND RELATIONSHIP MANAGEMENT OF CELEBRITY CLIENTS..Bollywood# Ensuring smooth migration and onboarding# One point of contact ( Mumbai zone) for Super Premium cards customers( RBS)# Home loans, business loans.