Santosh Kumar Sahu

Experience

• 

  Satwik Institute of Professional Studies

  Jan 2015 - Nov 2015

  Accountant

  Skills -Accounts & Payble Department

• 

  A.N.P.R RAILWAY PROJECT

  Jan 2016 - Mar 2017

  Indian Railway Project Manager

  Skills - Railway Project Manager(A.N.P.R)

• 

  Arohan Microfinance

  Nov 2017 - May 2018

  Sales Specialist

  Skills - Marketing & Sales

• 

  Samasta Microfinance Limited

  Jul 2018 - Mar 2021

  Skills - Fraud & Robbery investigation, FIR against fraudsters, CSR activities with police cops Skills - Appraisal of Loans, KYC verification, LAP documentation

  • Vigilance & Fraud Control

    Aug 2019 - Mar 2021

  • Credit Manager

    Jul 2018 - Aug 2019
• 

  Muthoot Fincorp Ltd.

  Mar 2021 - Jul 2022

  Assistant Manager Internal Audit and Quality assurance

  Skills - Internal Audit, Fraud & Robbery investigation,Kyc Verification, Account reconciliation, Anti Money Laundering, MTSS(Foreign Money transaction)

• 

  Bajaj Finserv

  Jul 2022 - now

  The role holder has the responsibility of managing the Risk Control activities covering all products across the Retail platform within the area. The role holder is expected to undertake evaluation of business processes on the basis of random sampling of loan proposals on pre-defined parameters, document and report the findings together with process enhancements to management. It will include analysis of critical MIS reports for identification of uneven trends, undertake fraud investigations and implement fraud control measures to minimize losses.Roles & Responsibilities:Managing entire RCU activities for my assigned areaSupervise risk control, Fraud Control (FCU/RCU), Investigations & Field Verifications activities in my allocated areaPost-disbursement sample checking through borrower visitsRegularly monitoring RCU agenciesEnsuring that the risk of various processes being outsourced to DSAs is mitigatedMaintaining and sharing of MIS at approved intervalsEnsure sanctity of Data reportedManage projects in core risk infrastructure, tools, systems and data Show less

  • Dy. Risk Manager

    Apr 2023 - now

  • Assistant Risk Manager

    Jul 2022 - Apr 2023