Henry Ku

Experience

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  Taiwan Army

  Oct 1998 - Aug 2000

  2nd Lieutenant, Platoon Leader

  -Managed assigned platoon and subordinates to achieve military objectives.

• 

  Information Integration, Inc.

  Aug 2004 - Dec 2006

  Market Analyst/Financial Analyst

  -Lead research projects to analyze US e-Healthcare and e-Security sectors for Taiwan’s government and legislators.

• 

  CTBC Bank Corp. (USA)

  Mar 2007 - now

  -Managing Bank’s Commercial Real Estate loan portfolio in N. CA region. Responsible for loan term negotiation, loan origination, underwriting, financial analysis, collateral analysis, credit monitoring, cross-selling, and construction loan disbursement. -Assisting on commercial lending and real estate transaction legal matters—contract negotiation/review, UCC filing, real estate preliminary/title review, loan document preparation, SNDA and tenant estoppels preparation, lender’s instruction, escrow closing, construction fund control and mechanical lien management. Show less -Financed Commercial and Industrial loans. Functions include business development, loan structuring, and underwriting—industrial analysis, market research, financial statement analysis, credit analysis, financial forecasting, and collateral analysis.-Portfolio included Asset Based Lending (AR/Inventory financing), Trade Finance (Letter of Credit), Working Capital Line, Equipment Loan, Bridge Loan, and Line of Credit—to businesses in the semiconductor, contract manufacturing, consumer electronic products, and retail/wholesale industries. Show less

  • VP & Loan Portfolio Officer II, Corporate Banking Group

    Sept 2015 - now

  • AVP & Loan Portfolio Officer/Analyst, Special Assets Dept., Credit Group

    Jul 2010 - Aug 2015

  • AVP & Loan Officer, Corporate Banking (C&I) Group

    Mar 2007 - Jun 2010