Experience

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  Beyondbrain business solutions pvt.ltd

  Apr 2021 - May 2021

  Finance intern

  Provided Financial Solutions for Start – ups.Preparation of Estimated Budget list, Revenue Model and Surplus Revenue Model for Electric – Go Project.Preparation of Estimated Budget list of Hydroponics Project.Electric Go Start up being satisfied by Clients with respect to the budget.Preparation of Monthly income and Expenditure statement of Beyond Brain Business Solutions Pvt Ltd.

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  Icici bank

  May 2022 - now

  Deputy manager (brand ii)- business credit

  Credit Manager in Business Loan Groups.• Analysis of Working Capital Requirement of the Business through Financial Statements.• Analysis of borrower’s profile using CIBIL, Bank Statements, Year on Year turnover growth, Credit Summation & routing with Bank, Suppliers & Buyers details, working capital cycle of the business. • Performing Financial Analysis made on Balance sheet, Profit & Loss Account, Cashflow statement. Ascertaining the limit of working capital requirement to be funded for the borrowers through collateral coverage. • Performing risk analysis on the borrower’s profile and mitigating risk to avoid NPA. • Worked on Transaction Based Renewals, Fresh Cases, Plain renewal, Renewal cum Enhancement, Renewal cum Deduction, Takeover, Bank Guarantee, in specified programs of Bank. • Working with guidance of written policy document and norms of the Bank.• Completion of Case within one working day and completed more than 100 working capital cases. Show less