Rupal Bhargava

Rupal bhargava

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location of Rupal BhargavaKota, Rajasthan, India
Followers of Rupal Bhargava2000 followers
  • Timeline

  • About me

    ICICI Bank | Area Manager | Financial Crime Prevention Group | PGDM Birla Institute of Management Technology

  • Education

    • Modi institute of management & technology

      2017 - 2020
      Bachelor of business administration - bba marketing
    • Birla institute of management technology (bimtech)

      2020 - 2022
      Pgdm marketing
  • Experience

    • Resonance eduventures limited

      Jul 2018 - Sept 2018
      Business development intern

      • Managed schools and coaching institutes of the North region for the execution of the Student Talent Reward Test.• Coordinating with executives of Times of India to update the Resonance web portal.

    • Rajasthan cooperative dairy federation ltd (saras)

      Nov 2019 - Jan 2020
      Intern

      Performed Market research to identify the factors which are affecting the business of local retailers & vendors related to dairy products.

    • Nearbycoaching.com

      Jan 2021 - Mar 2021
      Business development intern

      • Competitor analysis.• Secondary research to identify the market of competitive exams.• Coordinating with development agency for timely deliverables and end-to-end management.

    • Atal incubation centre - bimtech

      May 2021 - Jul 2021
      Project intern

      • Assisted AIC in the successful completion of United Nations Global Compact Young SDG Innovator Program sessions. • Developed Sustainable Business Plan Format• Assisted ONGC, Mayur Uniquoters and, E-waste Social in developing SDG business plan• Created Pilot Proposal for E-waste Social Pvt. Ltd.• Prepared Problem Statement for Mayur Uniquoters Limited.• Recommended research procedure for ONGC• Moderated joint program with Norway YSIP Companies

    • Nearbycoaching.com

      May 2021 - Jul 2021
      Marketing and operations intern

      • Achieved reach among 2 lakhs+ audiences by strategizing and executing campaigns for brand awareness with budget constraints.• Strategized content for social media platforms to increase reach among the target audience.• Organized Focus Group Discussion and identified scope of expansion and improvement of services.• Supervised team of 2 interns and assigned weekly targets.

    • Icici bank

      May 2022 - now

      - To drive fraud investigations and also verifications apart from probing cases based on triggers and investigation of issues- Checking process violations and probing violations.- Keeping track of frauds in the market and ensuring appropriate controls are set to avoid such frauds in our portfolio- To drive and supervise the fraud check process for applicants before loan approval and also to undertake post disbursement checks for Mortgage and also Checking files & disbursements for triggers.- Using mechanisms like Hunter to prevent fraud.- Managing RCU Agencies and diligent compliance of the Fraud Reports.- Keeping close watch on DSA, DSTs, FI agencies, Valuation and legal agencies, other outsource agencies and employees. Send periodic reports and diligently follow-up for the necessary actions.- To conduct Mystery Shopping/Seeding Activities, based on management guidelines Show less - Analyzing and examining the merit of a business loan applicant on financial parameters.- Carrying forward credit analysis, documentation, and disbursement of loans majorly to finance the working capital requirement with ticket size 1 million to 200 Million INR.- Communicating with different internal groups to minimize escalations and delay to ensure customer delight during the disbursement process.- Communicating with mapped portfolio clients to monitor limit utilization.- Growing revenue from existing relationships and through the acquisition of new customers in line with the bank's risk compliance and policies.- Upholding credit policy and lending guidelines whilst maintaining a balanced approach to risk management. Show less

      • Area Manager - Financial Crime Prevention Group

        Nov 2023 - now
      • Deputy Manager (Band II) - Business Loans Group

        May 2022 - Nov 2023
  • Licenses & Certifications

    • Power bi (data visualization and dashboarding)

      Finexcel academy
      Jun 2022
    • Introduction to financial markets

      Indian school of business
      Jun 2020
      View certificate certificate
    • Marketing research

      Mrsi - the market research society of india
      Apr 2021
    • Fundamentals of digital marketing

      Google digital garage
      Mar 2021
      View certificate certificate
    • Design thinking for innovation

      University of virginia darden school of business
      Nov 2020
      View certificate certificate
    • Introduction to corporate it strategy and business frameworks

      Alison
      Sept 2020
    • Introduction to information technology for managers

      Alison
      Sept 2020
  • Volunteer Experience

    • UFE Executive Member

      Issued by Birla Institute of Management Technology (BIMTECH) on Aug 2020
      Birla Institute of Management Technology (BIMTECH)Associated with Rupal Bhargava
    • Volunteer for BBLF (BIMTECH Business Literature Festival)

      Issued by Birla Institute of Management Technology (BIMTECH) on Feb 2021
      Birla Institute of Management Technology (BIMTECH)Associated with Rupal Bhargava