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Steve Costa, CPA

Steve Costa, CPA

Investment/Accounting Specialist (Internship)

Followers of Steve Costa, CPA4000 followers
location of Steve Costa, CPASpringfield, Massachusetts Metropolitan Area

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  • Timeline

  • About me

    Vice President, Middle Market Banking at Berkshire Bank

  • Education

    • Agawam High School

      2005 - 2009
      GPA - 4.3

    • Bentley University

      2009 - 2013
      Bachelor's degree Accounting GPA - 3.7

      Activities and Societies: Bentley Investment Group - Co-Leader of Financials Sector Investment Analyst (Specializing in REITS) Bentley Real Estate Group - BREG (4 Years) Freshman Resident Assistant (3 years) Double Minor in Law and United States History

  • Experience

    • MassMutual

      May 2010 - Aug 2013
      Investment/Accounting Specialist (Internship)

      -Completed pre-trading tasks associated with client investing to ensure compliance with legal agreements between Mass Mutual and outside mutual fund companies-Assisted team of investment specialists to improve MassMutual's investment descriptions by leveraging those of our market competitors-Corresponded daily with mutual fund companies-Implemented employee training procedures to build a more efficient hiring and onboarding process -Executed training and share reconciliation procedures to ensure accuracy of internal records (shares and dollars) on a daily basis (involved State Street as custodian)-Compiled revenue sharing analysis to help facilitate the integration of new retirement plans on our platform (acquired from competitor) Show less

    • Deloitte

      Sept 2013 - Jun 2016

      -Conducted financial statement audits at both public and non-public entities (PCAOB and AICPA) in the banking, retail and energy industries (including a Fortune 500 regulated public utility company)-Evaluated significant financial reporting risks and tested internal controls (Sarbanes Oxley) -Supervised and help train several staff accountants to play key roles on successful client service teams-Evaluated and tested ALL (allowance for loan loss) methodology and calculation (specific to banking)-Assisted on financial statement restatement of privately held insurance company-Documented internal controls for a public retailer for testing by external auditors (advisory assignment) Show less

      • Audit Senior

        Sept 2015 - Jun 2016

      • Audit Assistant

        Sept 2013 - Sept 2015

    • Country Bank

      Jun 2016 - Jun 2019

      -Underwrote loans for new and existing commercial customers for both CRE (Commercial Real Estate) and C&I (Commercial & Industrial) transactions (in excess of $15MM)-Reviewed loans within the existing loan portfolio to ensure financial stability, covenant compliance and risk rating accuracy-Consulted lenders on deal structures, pricing, collateral quality-Leveraged third party appraisals to evaluate collateral position for transactions (real estate and other business assets)

      • Senior Credit Analyst, Corporate Risk

        Dec 2018 - Jun 2019

      • Credit Analyst, Corporate Risk

        Jun 2016 - Dec 2018

    • Berkshire Bank

      Jul 2019 - Sept 2021
      Assistant Vice President, Middle Market Banking

  • Licenses & Certifications

    • Certified Public Accountant

      Massachusetts State Board of Accountancy

  • Volunteer Experience

    • Finance Comittee Member

      Issued by Square One (Springfield Day Nursery)
      Square One (Springfield Day Nursery)Associated with Steve Costa, CPA

    • Golf Tournament Comittee Member

      Issued by American Cancer Society
      American Cancer SocietyAssociated with Steve Costa, CPA

    • Audit Committee

      Issued by St. George Greek Orthodox Cathedral
      St. George Greek Orthodox CathedralAssociated with Steve Costa, CPA