Michael McGonigle

Experience

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  Gateways - high end real estate

  Mar 2001 - May 2002

  Real Estate Agent

  Generated leads for buying, selling, and renting properties, driving business growth.Advised clients on market conditions, pricing strategies, and financing options, enhancing their decision-making.Compared property prices and presented competitive market valuations to sellers.Created and maintained comprehensive property sales listings to attract potential buyers.Effectively showcased properties to buyers and sellers, facilitating successful offers.Negotiated agreements between buyers and sellers, ensuring favorable outcomes.Reviewed purchase contracts to confirm all terms were met, protecting client interests.Promoted properties through targeted advertisements, listings, and open houses.Ensured accuracy and compliance in purchase and rental agreements.Maintained fidelity fund certification, upholding professional standards and compliance. Show less

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  Various Companies

  Jun 2002 - Jun 2006

  Financial Planning

  Promoted the brand and expanded the client base through proactive canvassing and relationship management.Effectively opened, transferred, and managed client accounts to enhance client satisfaction.Delivered comprehensive financial planning, investment advisory, and intermediary services to clients.Researched and presented tailored investment and retirement planning strategies.Analysed and implemented effective risk management and tax planning strategies for clients.Streamlined application processes, ensuring timely policy issuance and maintenance through diligent follow-up.Achieved FAIS compliance training requirements and maintained product accreditation consistently.Stayed informed on legislative developments to ensure full compliance and adapt to regulatory changes. Show less

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  ACTION PLAN MANAGEMENT

  Jul 2006 - Jan 2007

  Sales Manager

  Achieved growth and exceeded sales targets by effectively managing insurance representatives.Implemented successful referral and retention strategies across insurance lines, enhancing client loyalty.Supported team development through active participation in recruitment and disciplinary proceedings.Trained, coached, and monitored insurance representatives, improving overall team performance.Researched and developed impactful sales training materials for intermediaries.Identified market shifts and stayed updated on product and legislative changes, ensuring competitive advantage. Show less

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  First National Bank GH

  Feb 2007 - Jan 2008

  Financial Planner

  Identified referral and cross-selling opportunities across banking divisions, driving business growth.Delivered comprehensive financial planning and investment advisory services to clients.Researched and presented impactful investment and retirement planning strategies.Analysed and implemented effective risk management and tax planning strategies.Processed applications and ensured timely issuance and maintenance of policies through diligent follow-up.Prepared and tracked reports on non-interest revenue production targets, measuring performance and outcomes. Show less

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  Profusion Consulting South Africa

  Feb 2008 - Sept 2011

  Bookkeeper

  Established accounts and posted entries, ensuring accurate transaction records and statutory compliance.Balanced the general ledger by preparing trial balances, reconciling entries, and making necessary adjustments.Reconciled debtor, creditor, inventory, and payroll entries to guarantee accuracy.Processed monthly payroll and generated pay slips and IRP5s efficiently.Prepared and filed EMP, VAT, individual, and corporate tax returns, ensuring compliance with statutory requirements.Organised and maintained historical records for efficient handover and retrieval.Registered and upheld company founding documents to ensure legal compliance.Stayed informed on regulatory developments, advising management on compliance matters.Leveraged spreadsheets and accounting software to streamline processes and enhance efficiency. Show less

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  Wehmeyer and Associates

  Oct 2011 - Dec 2013

  Audit Junior

  While I handled bookkeeping for many clients, my primary focus was on audits and drafting financial statements.Key Performance Areas:Established accounts and posted transactions for various companies and body corporates.Inspected accounting records to ensure proper treatment and recognition of transactions.Conducted periodic stock audits to maintain inventory accuracy.Designed and executed substantive and analytical review procedures for enhanced financial oversight.Prepared independent reconciliations for accounts, taxes, and payroll, ensuring precision.Prepared and filed individual, trust, and corporate tax computations and returns for compliance.Applied IFRS for SMEs in drafting and evaluating annual financial statements for accuracy.Prepared and reviewed audit files in accordance with International Auditing Standards.Adhered to SAICA training regulations while staying updated on industry developments. Show less

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  GL Palmer & Company

  Jan 2014 - Mar 2017

  Senior Auditor

  During my articles, my primary focus was on applying IFRS for SMEs to evaluate and draft financial statements, along with preparing and reviewing audit working papers in accordance with International Standards on Auditing.Key Performance Areas:Led compilation, audit, and review engagements, managing teams of 3-5 clerks.Designed and executed substantive and analytical review procedures to enhance financial integrity.Evaluated clients' internal control systems through testing and documentation, identifying areas for improvement.Prepared individual, trust, and corporate tax computations and returns, ensuring compliance.Inspected accounting records to ensure proper treatment and recognition of transactions.Prepared independent reconciliations for accounts, taxes, and payroll, maintaining accuracy.Tracked discrepancies and secured approval for necessary adjustments to uphold financial integrity.Tested and restated petty cash and foreign account balances as needed.Applied IFRS for SMEs in drafting and evaluating annual financial statements for accuracy.Prepared and reviewed audit files in line with International Auditing Standards.Facilitated training sessions and assessed trainees to enhance team capabilities. Show less

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  Profusion Consulting South Africa

  Apr 2017 - Jun 2021

  Accounting Officer

  At its core, I truly enjoyed helping clients develop strategies that allowed them to focus on their skills and what they found fulfilling.Summary of Services Offered:Online processing of monthly accounting and payroll.Preparation, computation, and filing of tax returns.Compilation and sign-off of annual financial statements.Additional responsibilities included:Reviewing financial records and preparing working papers for annual sign-off, ensuring compliance and accuracy.Advising on accounting treatments by researching current regulations.Preparing trial balances, balance sheets, profit and loss statements, and other financial reports to enhance transparency.Substantiating transactions with detailed working papers to reinforce data integrity.Guiding management and staff in accurate record-keeping to improve efficiency.Coordinating support for bookkeepers and clerical staff to foster collaboration.Reconciling cashbooks, assets, and control accounts for financial accuracy.Preparing and filing individual, trust, and corporate tax computations and returns.Maintaining professional standards by adhering to ethical competency requirements. Show less

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  Raizcorp

  Jun 2021 - May 2022

  Prosperator Manager

  In addition to leading the daily activities of the Prosperator, I ensured all administrative tasks were current and enjoyed engaging with entrepreneurs by:Facilitating onboarding for ESD programs, managing their progress, and driving strategies to expand our portfolio.Participating in simulated presentations to provide constructive feedback.I managed a portfolio of over 180 entrepreneurs, serving as a key contact for progress reporting by:Delivering guide reports and compiling quarterly reports on time.Presenting performance results in collaboration with key account managers.Additional responsibilities included:Onboarding entrepreneurs through engaging ignition sessions.Conducting finance learning sessions to boost financial literacy.Aligning initiatives with company goals for cohesive growth.Managing operations and maintaining up-to-date administration.Reducing premature exits and increasing graduation rates.Controlling budgets, approving invoices, and ensuring financial integrity.Leading team meetings to foster collaboration.Preparing and presenting quarterly performance reports.Overseeing compliance and supporting entrepreneurs facing challenges. Show less

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  Self Employed

  Jun 2022 - Apr 2024

  Freelance Consultant/ Facilitator

  Delivered comprehensive bookkeeping, accounting, audit, and marketing functions for selected clients, ensuring accurate financial management and reporting.Designed and implemented efficient processes through thorough research, development of checklists, system testing, and coordination to meet objectives.Conducted rigorous testing of income statement and balance sheet assertions, ensuring financial accuracy and compliance.Executed reconciliations for debtors, creditors, payroll, and banking, enhancing financial integrity and tracking.Prepared post-adjustment trial balances, financial statements, and supporting documents for timely statutory return submissions.Managed administrative operations at Epworth Therapy and Assessment Centre, including coordinating appointment management and file organisation.Streamlined cash receipt and reconciliation processes, improving financial tracking and accuracy.Effectively recovered outstanding debtors and medical scheme remittances by simplifying processes and implementing an online accounting system, issuing statements, and following up on payments.Ensured smooth and efficient practice operations, contributing to overall organisational effectiveness.Performed general administration and management of the practice while maintaining strict client confidentiality. Show less

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  Premier Credit South Africa

  Apr 2024 - now

  Administration Manager

  Successfully support the National Operations Manager and branch network, contributing to a measurable increase in business expansion.Develop and deliver training programs for back-office staff, leading to improved responsiveness and operational efficiency.Effectively manage legal and compliance requirements, ensuring seamless interactions with third-party suppliers.Streamline the arrears collection process, resulting in a significant reduction in outstanding debts.Oversee operations within approved budgets, ensuring financial targets were consistently met.Establish robust processes for Credit Reference Bureau interactions and client checks, enhancing credit approval accuracy.Implement proactive measures for managing debt provisions and write-offs, aligning with company policy and reducing financial exposure.Ensure 100% on-time payroll execution, guaranteeing employees received their remuneration without delay.Conduct comprehensive training on performance management, enhancing staff evaluation processes and boosting overall team performance.Maintain all administrative procedures in line with policy, ensuring current business licenses and regulatory compliance.Deliver all statutory reports on schedule, reinforcing organizational integrity and compliance.Engage with Internal Audit to swiftly address identified gaps, enhancing operational transparency.Play a key role in the annual budgeting process, providing insights that informed financial planning.Actively support management in fostering a winning team culture, leading to improved employee morale and engagement. Show less