Javier Frías Sanz €FP TEP ISF

Experience

• 

  Deloitte

  Feb 2010 - Jun 2010

  Internship - Corporate & International Tax

  Tax advisory for resident and non-resident clients (CIT, NRIT, PIT, VAT, local taxes). Involvement in tax audits, appeals and claims.International tax planning. Development of the project "Deloitte South America Tax Guide"Tax planning of local and international investments.

• 

  Deloitte

  Sept 2010 - May 2013

  Senior Consultant - Financial Services Industry (FSI)

  Tax advisory services for financial institutions and funds. Advice on tax audits and further appeals. Tax consulting for resident and non-resident clients (individuals and legal entities). Consulting and advisory services for private banking clients of the major wealth management and private banking institutions. Senior member of Deloitte Tax Amnesty group. Active involvement in projects of prevention of money laundering. National, international and off-shore tax planning.European Union Taxation consulting services. Refund of withholding taxes borne in Spain and other EU countries for Spanish clients, EU funds and non EU funds. Financial Transaction Tax.Tax advise in merger and restructuring operations of financial institutions. Participation in Due Diligence projects. Local and international investments planning.Tax and process audit of financial entities. Senior member of Deloitte FSI Cross Border Tax & Transfer Pricing since June 2012. Show less

• 

  KPMG España

  May 2013 - Jul 2015

  Assistant Manager - Private client

  As the tax system becomes ever more complex, it is important to have advisers who can help you understand the rules to ensure you paying the correct amount of tax at the right time. KPMG’s International Private Client can help you with all aspects of taxation.The ever increasing mobility of people, their capital and their businesses means that many people require multi-jurisdictional advice. KPMG’s International Private Client network is specifically designed to service such clients.Our team of specialists provides assistance to those who are coming to, living in, and leaving Spain. We assist family business owners, high earning business executives, private wealthy individuals and their families, family offices, foreign nationals and trusts in both advisory and compliance matters.Specialties - Private client:- Wealth and tax planning services for private clients (HNWI, UHNWI and family offices) collaborating with international private banks.- Advice, assistance and implementation of tax and legal efficient structures for private clients. Assistance in advising private clients on structures for purchasing, developing and investing in assets and property either in Spain and/or overseas.- Consulting, advisory and optimization of the investments in financial products offered by the private banks to their clients. Advising on cash & asset extraction from family companies.- Estate planning: controlling wealth transfers to next generations and structuring family business transitions.- Tax compliance & golden visa.- Spanish tax trainings for national and international private bankers and collaboration with shareholders relations departments of main IBEX35 banks. Show less

• 

  Swiss Finance Institute - Centro di Studi Bancari

  Nov 2013 - Jan 2016

  Speaker

  Speaker in "Swiss Cross-Border Wealth Management Certification" as specialist in "Financial products taxation" and "Investment vehicles taxation". This certification is designed primarily for private banks advisors with international clients, and offered jointly by the Swiss Finance Institute and the Centro di Studi Bancari Villa Negroni.

• 

  STEP – Advising Families Across Generations

  May 2015 - now

  Review and examination of essays prepared by STEP Full Membership candidates. Preparation of questions for Essay Route (Qualified Practitioner) candidates.

  • TEP Spanish Branch Committee - Events Officer

    Oct 2018 - now

  • Essay Examiner & Question Setter

    May 2018 - now

  • TEP Full Membership - Spanish Branch

    May 2015 - now
• 

  Bankinter

  Jul 2015 - Jun 2017

  Private banking - Wealth planning manager

  Bankinter Private Banking is the business line specialized in providing advisory and wealth management services for High Net Worth Individuals.Our private banking business area provides to our most demanding clients, due to their financial requirements or to their needs of specific products or services, made to measure solutions based on each client’s own financial, tax or patrimonial circumstances always with the level of quality and confidentiality for which we are renowned. In addition, Bankinter has implemented a new global strategy for its private banking clients, offering international solutions throughout Bankinter Luxembourg, an independent corporation with its own Luxembourgish banking license. Specialties:- Wealth and tax planning services for private clients (HNWI, UHNWI and family offices). Advice and implementation of tailor made wealth planning solutions.- Advice and implementation of efficient investment structures for private clients in different jurisdictions (i.e. SICAV, SOCIMI, SICAV Lux, SIF, Unit Linked…).- Assistance for clients’ tax optimization on financial assets and investment structures. Advice and support on tax compliance.- Estate planning: controlling wealth transfers to next generations and structuring family business transitions and cash & asset extraction from family companies.- Private Banking clients tax reporting development for BK Spain & BK Luxembourg.- Participation in commercial and technical events with clients and training sessions for private bankers and UHNWI clients specialized team. Show less

• 

  Danbury Abogados

  Jun 2017 - Mar 2020

  International Tax & Wealth Management Adviser

  Specialized tax advisory services essentially dedicated to assist private clients and family offices in wealth planning matters with a cross-border approach according to the international circumstances of the clients and families.Specialties:- Private client cross-border tax and wealth planning. - Assistance and implementation of cross-border tax and legal efficient investment structures for private clients in financial assets (i.e. SICAV, SOCIMI, SICAV Lux, SIF, Unit Linked) and real estate.- Structuring tax efficient solutions on family wealth and business reorganization processes for an efficient transition to next generations. Advising on cash & asset extraction from family companies.- Support on investment vehicles for financial wealth and private equity, start-ups and alternative investments. - Advice on tailor-made estate planning solutions in cross-border situations. - Bespoke advice on private wealth protection structures (i.e. Trust, foundations). Advice and implementation of solutions to protect the wealth in case of unexpected events of change. - Advice international clients on daily tax issues. Tax compliance.- Planning and assistance on tax and legal issues arising on changes of residence and international mobility.- Assistance to international private banks with regards to their clients tax issues. Review of tax reporting provided to clients.- Advice on new products and solutions implemented by private banks and assessment of tax impacts arising.- Advice on tax efficient solutions for the processes of foreign investment in Spain and Spanish investments abroad. Show less

• 

  Santander Private Banking

  Mar 2020 - now

  Private wealth planning - Vice-President

  Wealth Planning service is dedicated to Private Banking customers requiring bespoke solutions when planning their wealth structure. We help HNWI & HNWI clients to review the most suitable alternatives for managing wealth according to their specific needs following their personal and family goals and needs taking care of the protection and conservation of client’s wealth in search of increasing its value for an efficient transfer to future generations.- Assistance for UHNWI clients to develop their family wealth strategies on taxation, relocation, real estate investment, succession planning, liquidity events, wealth structuring and other legal matters.- Feasibility analysis of efficient wealth planning solutions for UHWNI and Private Wealth clients.- Helping bankers to identify prospects and present value propositions to HWNI clients.- Cooperation with other Santander Private Banking, Santander Growth, M&A and Wealth Management & Insurance Division services dedicated to HWNI by identifying opportunities to introduce other organizational capabilities such as alternative investments, discretionary portfolios, insurance and real estate.- Development of cross-border projects working together with colleagues in other jurisdictions within the framework of Wealth Management Division and Banca Privada Internacional.- Education programs for private bankers and participation in product committees for business development initiatives. - Exchanging knowledge and best practices with other wealth planning colleagues of SPB group based in other jurisdictions as a member of Wealth Planning International team.- Participation in presentations and sales pitches for providing information on effective structures accommodating complex needs of large families with wealth spread across asset classes and currencies.- Active participation in marketing initiatives, including presentations at client events, workshops and partners training sessions. Show less

• 

  International University of Monaco

  Sept 2023 - now

  Speaker and coordinator of "International Management of Family Wealth" Advanced Certificate

  Coordinator in module “Taxation, Wealth Planning, Tax transparency and AML” of "International Management of Family Wealth" Advance Certificate arranged by International University of Monaco with STEP. Participation as main speaker in the following topics: - "Wealth Planning basics. Golden visa programs". - “Wealth Planning strategies”. - “Structuring financial assets, real estate and Family business investments”. - “Trust and foundations”. - “Special tax regimes applicable to individuals”. - " Specialization in investment vehicles and structures". Show less