Haider Ali

Experience

• 

  FMC Corporation

  Jul 2011 - Aug 2011

  Intern

  Responsible for MIS Reporting, Filing and Data Entry.

• 

  Al Baraka Bank (Pakistan) Limited

  Oct 2011 - Nov 2011

  Intern

  Helping with Receiving and Reviewing Credit Proposals.

• 

  Allainet

  Feb 2012 - Jul 2013

  In-House Reporter

  Writing, reviewing and publishing articles online on Autosport – Formula 1 by implementing SEO (Search Engine Optimisation) strategy, analysing response and keeping track of assigned targets and score.

• 

  Askari Bank

  Feb 2014 - Aug 2018

  - Managed commercial portfolio of PKR 2.7 Billion comprising of clients from Iron & Steel, Chemicals, Auto & Allied sectors. - Developed mechanism for fast-track disbursement against cash-backed limits in collaboration with IT & Operations.- Prepared credit proposals. Established good liaison with the existing clients to strengthen relationships and also explored prospective clients for new business avenues. - Received comprehensive classroom and on-the-job training covering all spheres of banking including Branch Banking (Operations), Foreign Trade, Corporate & Commercial Banking and Credit Administration

  • Relationship Manager - Commercial Banking Group

    Jun 2014 - Aug 2018

  • Management Trainee

    Feb 2014 - May 2014
• 

  Meezan Bank Limited

  Aug 2018 - Dec 2020

  - Managed corporate and commercial portfolio of PKR 14 Billion mainly comprising of clients from Sugar, Textile, Feeds, Energy, Food Processing, Footwear Manufacturing and Electronics sectors. - Booked syndicate finance facility of PKR 7.8 Billion for Punjab Thermal Power (Pvt.) Limited in collaboration with IBG team. - Consolidated existing relationships during COVID-19 global pandemic through financial advisory. - Ensured credit house-keeping by timely elevating lending proposals. - Handled corporate portfolio of PKR 43 Billion mainly comprising of clients from Textile, Chemicals, Food Storage, Electronics, Energy, Packaging & Processing sectors. - Arranged working capital line of PKR 2.7 Billion for Tetra Pak Pakistan Limited. Facilitated direct farmers’ payments of Pakistan Agricultural Storage & Services Corporation Limited (PASSCO) through cash management.- Prepared corporate lending proposals and conducted in-depth financial analysis.

  • Relationship Manager - Commercial Banking Group

    Jul 2020 - Dec 2020

  • Associate Relationship Manager - Corporate and Institutional Banking Group

    Aug 2018 - Jul 2020
• 

  BankIslami Pakistan Limited

  Jan 2021 - Jul 2021

  Relationship Manager - Corporate & Investment Banking Group

  - Managed the assigned corporate portfolio of PKR 15 Billion mainly comprising of clients from Paper & Board (Packaging), Sugar, Power, Chemicals and Electronics sectors. - Prepared corporate lending proposals in-line with clients’ business needs after conducting detailed financial and risk analysis.- Booked 5 NTB clients within first half of the calendar year with aggregate financing of PKR 8 Billion and generated total trade business of PKR 13 Billion. - Collaborated with Investment Banking team in booking of DWP Group including DWP Technologies (Pvt.) Limited and syndicate financing of Dandot Cement Company Limited aggregating to PKR 2 Billion.- Arranged term financing of PKR 1 Billion for a greenfield project of Packages Convertors Limited for manufacturing of sanitary napkin (first ever such project in the country). - Ensured due support to cash management and employee banking units in successful implementation of 6 corporate mandates and onboarding of 800 corporate employees. Led a team of an associate and a trainee and ensured timely elevation of credit proposals and effective house-keeping. Show less

• 

  Dubai Islamic Bank

  Jul 2021 - Oct 2023

  Senior Relationship Manager - Corporate & Investment Banking Group

  - Managed portfolio of PKR 33Bn (USD 110Mn) mainly comprising of clients from Textile, Food Processing, Power, Sugar and Electronics sector. - Prepared and reviewed corporate lending proposals after understanding and assessing clients’ business models and needs, reviewing the industry trends and conducting in-depth credit analysis. - Processed due diligence and risk assessment by conducting rigorous business and financial analysis, financial modelling, sensitivity analysis, forecasting industry scenarios and the overall economic environment. - Maintained strong liaison with Risk, Credit, Trade, Legal and other supporting units.- Monitored and coordinated rates for foreign exchange transactions and liquidity management with treasury and financial institution departments. - Onboarded 6 NTBs with aggregate financing of PKR 12Bn (USD 40Mn) this year till date including MNCs namely Nestle, Pepsi, Coca-Cola and local blue-chip companies of Packages Group.- Arranged syndicate project financing of USD 6.67Mn for Quaid-e-Azam Thermal Power by buying out share from BOP through novation agreement in collaboration of Shariah team, intercreditor agent and legal counsel.- Secured working capital and donor-backed LC lines of USD 23Mn for NTDC after arranging special approvals from bank’s credit committee in Dubai. - Solicited cash management business of USD 16.67Mn by developing mechanism for direct disbursement to growers’ accounts against sugar financing in collaboration with IT, ops and cash management units.- Generated trade volume of USD 66Mn by augmenting the trade financing portfolio to USD 45Mn and revival of trade relationships with Sapphire Group and Haier.- Implemented cash management mandate of Sapphire Retail for collection business of USD 6.80Mn by integrating services from IT, cash cell and cash management. - Developed Service Level Agreements to provide services to MNCs in collaboration with trade ops, cash management & employee banking units. Show less