Oussama Bentounsi

Experience

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  MARJANE HOLDING

  Aug 2018 - Sept 2018

  Stagiaire en contrôle de gestion

  - Developed an automated file for daily management of depreciating stock movements.- Adjusted and updated product prices on the GOLD application based on headquarters' directives.- Conducted on-site inspections to verify price updates on dedicated labels.

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  MARJANE HOLDING

  Jan 2019 - Feb 2019

  Stagiare en cellule pricing

  - Comparative price benchmarking of Marjane’s internal products.- Competitor benchmarking, including large retail chains, convenience stores, and local grocers.

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  SUEZ Maroc

  Feb 2021 - Oct 2021

  Finance Intern

  * Graduation Project Topic : - Impact of digitization on the performance of employees within Suez* Tasks : - Developed and automated financial monitoring : including the calculation of interest related to bank agios, factoring, and intercompany cash. - Automated internal processes such as calculation of financial KPIs.- Analyzed P&L statements.- Participated in monthly financial reports submitted to SUEZ group.- Developed a Rolling Forecast to improve financial planning.- Participated in the implementation of budgets. Show less

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  Allianz Trade au Maroc (par Euler Hermes ACMAR)

  Mar 2022 - now

  Credit Analyst

  - Periodic reviews of sensitive buyers across the African continent.- Monitoring risks related to buyers’ financial performance and non financial attributes. - Gathering information on buyers in African Countries - Initiating and maintaining contact with buyers for business updates, discussing financial performance, and addressing upcoming changes through buyer visits and/or phone calls.- Applying and following risk management strategy for assessing and grading.- Preparing Large Risk Reports to monitor high risk buyers.* Unique tasks and contributions:- Member of the transformation team for digitalization projects.- Creation of PH Dashboard in Power BI providing a comprehensive view of Exposition, Claims, and key ratios such as Loss Ratio and Expected Loss. - Creation of VBA code to automate the calculation of financial ratios using existing database inputs.* IRP / Qirin Superuser : - Participating in tests and initiatives supporting IRP and Qirin related matters.* Macroeconomic analysis : Contributing in the update of the Country Sector Matrix.* Member of the training team. Show less