Caitlin Lozano

Experience

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  Irrigation Association

  Jun 2005 - Jun 2007

  Education Manager

  - Coordinated professional classes throughout North America focused on water use planning and conservation.- Conducted research for the development of new education initiatives, including distance learning.- Reviewed and updated software, textbooks, and presentation materials to reflect latest technologies and most current industry and regulatory standards.- Evaluated a variety of data and reorganized evaluation techniques to increase efficiency and decrease costs.

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  Coneco Engineers & Scientists, Inc.

  Jul 2007 - May 2011

  Project Environmental Scientist

  - Investigated and provided oversight for the remediation of environmental contaminants, including petroleum products, metals, asbestos, and PCBs, in a variety of environmental media and building materials throughout New England in accordance with applicable federal, state, and local regulations.- Conducted environmental site assessments and subsurface investigations pursuant to the standards set forth by ASTM International.- Completed in-field analysis of environmental media and prepared environmental samples for laboratory analysis.- Directed personnel and contractors, managing the day-to-day operations of numerous active projects.- Conducted quantitative and qualitative research and analyzed a variety of data in support of job scope and technical document preparation.- Provided technical report review and prepared reports and additional documentation for clients and government regulatory agencies. Show less

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  Santander Bank

  May 2011 - Apr 2015

  Environmental Risk Analyst

  - Conducted environmental risk evaluations and assisted with policy/procedure development in an effort to limit bank environmental liabilities associated with real estate collateralized and other loan transactions. - Managed and assisted in development of the bank's environmental vendor listing. - Maintained current working knowledge of emerging federal, state, and municipal environmental issues and their impact on potential environmental liabilities with loan transactions. - Managed projects to ensure timely completion of review memoranda. - Responded to internal customer inquiries regarding policies, procedures, regulatory requirements, and project status. - Reviewed environmental site assessment reports to evaluate environmental liabilities and associated adverse financial impacts on collateral value and prepared appropriate review memoranda summarizing environmental liabilities and recommending follow-up evaluation. - Developed electronic records management system for the environmental group. Show less

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  Rockland Trust

  Apr 2015 - now

  Environmental Risk Manager

  - Act as primary contact for all lending teams in relation to environmental matters; respond to internal inquiries regarding policies, procedures, regulatory requirements, and project status; and train lending teams and other bank personnel relative to environmental issues and associated policy requirements to ensure understanding of the purpose and procedures of the environmental review process.- Complete environmental due diligence reviews to evaluate potential environmental liabilities and associated adverse financial impacts on collateral value, and manage projects to ensure timely completion of reviews.- Maintain current working knowledge of environmental regulatory requirements, as well as emerging federal, state, and municipal environmental issues and their impact on potential environmental liabilities associated with lending transactions and apply this knowledge to environmental policies and procedures to ensure that potential environmental liabilities are properly assessed in accordance with the bank's risk tolerance and the due diligence review process is compliant with regulatory requirements.- Participate is discussions with senior loan committee regarding environmental issues associated with high exposure and environmentally complex lending transactions to ensure that environmental risks are accurately presented, fully understood, and mitigated.- Manage the bank's approved environmental consultant list to ensure that approved environmental consultants are qualified, competent, and independent. Show less