James Mitchell

Experience

• 

  NatWest

  Nov 2005 - Aug 2013

  • Proven to support brokers place business and create opportunity.• Relationship building with a portfolio of mortgage intermediaries.• Strong performance, consistently exceeding targets for mortgages completed.• Expert product and market knowledge.• Mortgage specialist with experience in problem solving.

  • Business Development Manager

    Jan 2011 - Aug 2013

  • Customer Advisor

    Nov 2005 - Jan 2011
• 

  Handelsbanken

  Aug 2013 - now

  • People management, Leadership, Development, Engagement & Wellbeing of a highly experience team of Assistant Banking Managers.• Collaboratively responsible for operations including Business Plan, Business Development, Credit, Operational Risk, Administration, Financial Control, Culture, Recruitment, Compliance and Regulatory matters. • Grow & develop the Branch’s profitability within local business market; maintain & build relationships with individuals, professional firms & business introducers.• Work collaboratively with the Regional Mortgage Teams in development and assisted line management of their regulated mortgage advisers.• Thorough understanding & effective deployment of the Handelsbanken business model, products & steering systems including Credit, Finance & HR policy.• Regulated role under the Certification Regime. Show less • Strong experience of secured lending, property, industrial, commercial and agricultural.• RM with a diverse portfolio of corporates, SME, property structures & HNW individuals.• Business development: prospecting, targeting & providing bespoke solutions.• Involvement in asset finance, trade finance & other capital management instruments.• Production of credit applications including financial analysis & assessment.• Personal discretion to underwrite and approve deals.• Strong professional network and attendee of regular networking events. Show less • Qualified Mortgage Adviser, specialising in bespoke and complicated deals; self-employed, large estates, unusual construction, multi-units and self-build.• Relationship Manager with a diverse portfolio of private and high net worth individuals.• Strong experience of Self-Build property finance.• Offering a wide range of full banking services to local individuals.• Production of credit applications including financial analysis & assessment.• Personal discretion to underwrite and approve deals.• Strong professional network and attendee of regular networking events. Show less • Supporting Private and Corporate Managers developing both new and existing business. • Daily involvement progressing mortgage cases through to completion.• Regularly liaising with local solicitors, valuers and accountants.• Daily involvement in complex securities.• Delivering financial reports and leader of various project work.• Advanced anti-money laundering and customer due diligence regulatory compliance. • Driving the Bank's digitalisation program through new products and systems.• Composition of facility agreements and instruction letters to professionals.• Assessment of valuation and legal reports. Show less

  • Deputy Branch Manager

    Mar 2024 - now

  • Corporate Banking Manager

    Mar 2022 - now

  • Private Banking Manager

    Nov 2017 - Mar 2022

  • Assistant Banking Manager

    Aug 2013 - Oct 2017