Vishesh Kumar Rai

Vishesh Kumar Rai

Deputy Manager 1

location of Vishesh Kumar RaiBarwah, Madhya Pradesh, India

Connect with Vishesh Kumar Rai to Send Message

Connect

Connect with Vishesh Kumar Rai to Send Message

Connect
  • Timeline

  • About me

    Branch Credit Officer( Field officer)

  • Education

    • Chaudhary Charan Singh University

      2011 - 2015
      Bachelor of Technology (BTech) Electronic and communication

      Activities and Societies: cultural society and fest at IIT delhi http://www.ccsuscriet.org

    • Manipal University

      2016 - 2017
      PGDB Banking and Finance

      ICICI Manipal Academy of Banking and Insurance is a joint venture between the ICICI Bank and Manipal University.The Academy was inaugurated on 5 February 2008 and was set up to transform graduates into "smart bankers" in a year. It is a multi campus institution. The first two campuseshave been established at Hyderabad andBangalore.The Academy provides fully residential programmes to train selected probationary officers of the ICICI Bank. The thrust of training is to impart… Show more ICICI Manipal Academy of Banking and Insurance is a joint venture between the ICICI Bank and Manipal University.The Academy was inaugurated on 5 February 2008 and was set up to transform graduates into "smart bankers" in a year. It is a multi campus institution. The first two campuseshave been established at Hyderabad andBangalore.The Academy provides fully residential programmes to train selected probationary officers of the ICICI Bank. The thrust of training is to impart functional knowledge of general management and specialised knowledge of banking related subjects. Programme participants are put through a rigorous training, with emphasis on application of knowledge and overall development of personality. The training is supplemented with practical training in bank branches. Show less

  • Experience

    • ICICI Bank

      Oct 2016 - Sept 2018
      Deputy Manager 1

      Handling Auto Loan Division , , Portfolio Management of All Types of Customers like Mid Corporate,MSME,SME ,Large Corporate and Individual Customer, Closely Working with Product Team, Financial Analysis (Product Auto Loan )

    • HDFC Bank

      Oct 2018 - Sept 2022

      Handling MSME Customer For Transportation and Infrastructure Finances Groups Like Commercial Vehicles Fleet Finance for Corporate and Non individual customer Collection , Sales . Strategy Building ,Due Diligence ,PDD Tracking , Portfolio Management Of MSME Customers ,Mid Corporate and Large Corporate .(Product Commercial vehicle loan, Commercial Equipment Loan,MSME ECGLS Loan For COVID effected business )

      • Manager(Transportation & Infrastructure Finance Group)

        Jun 2022 - Sept 2022
      • Deputy Manager 2 (Transportation & Infrastructure Finance Group for MSME customer)

        Oct 2018 - Jul 2022
    • Bank of Baroda

      Sept 2022 - Apr 2023
      Senior Manager( CV&CME)

      Handling SME Loan For Large Corporate ,Msme customer and mid corporate Customer Like Comercial Mining Equipment Loan Commercial .Equipment Loan , Commercial Fleet Finance Loan , , Portfolio Management,Due Diligence, Collection PDD Tracking,New initiative of Bank .Closing Working with Product Team for Product upgradation as per market need.Handling All Customer MSME.and Mid Corporate Customer .

    • State Bank of India

      Apr 2023 - now
      Branch Credit Officer (Field Officer)

      Handling Branch MSMELoan Operation and SME Loan( BG,LC, Working Capital,MUDRA Loan ,EDFS Dealer Finance , Working Capital Loan Pmsuvanidhi Loan,PMEGP Loan and All government Msme Loan Also handing other retail Loan products of Branch Disbursement .All Retail Products and Maintenance.NPA Management, Complaince and Audit.Marketing ,

  • Licenses & Certifications

    • NISM-Series-VI: Depository Operations Certification Examination

      National Institute of Securities Markets (NISM)
      Apr 2016
      View certificate certificate
    • NISM-Series-V-A: Mutual Fund Distributors Certification Examination

      National Institute of Securities Markets (NISM)
      Jun 2021
      View certificate certificate
    • IRDAI Certified Insurance Exam

      Insurance Regulatory and Development Authority
      May 2021
      View certificate certificate
    • AMCAT Certified Customer Service Specialist

      Aspiring Minds
      Sept 2014
      View certificate certificate
    • AMCAT Certified Telesales Professional

      Aspiring Minds
      Sept 2014
      View certificate certificate
  • Volunteer Experience

    • Coordinator of Volunteers

      Issued by Manipal University on May 2016
      Manipal UniversityAssociated with Vishesh Kumar Rai