Mohammed A.

Experience

• 

  Al Tamimi & Company

  Jan 2006 - Jan 2010

  Assistant Accountant

  Support the senior/managing accountant and wider finance team.Collaborate with accounts and finance manager to ensure smooth running of an organization’s accounts department.Assist accounting managers in the preparation of annual budgets and income-expenditure patterns.Assist in preparing profit and loss accounts sheets.

• 

  Al Yusr Leasing and Financing

  Mar 2016 - May 2022

  Service existing customers of corporates and update them regularly on the company's latest products and services, so that they can maximize their financial potential with minimal risks.Develop structuring and financing recommendations that are tailored to corporate's needs through synthesis and evaluation of the more complex needs of corporates.Direct and supervise ongoing corporate management by monitoring the client financing implementation plan, coordinating and resolving conflicts as they arise and managing the expectations of all involved parties.Explore opportunities and recommend strategies for cross selling of products and services based on thorough understanding of the range of corporate products and services, and various client analysis.Identify and prospect new clients of corporates by performing market segmentation, and apply different organization approaches in targeting and selecting clients.Maintain knowledge on various services offered by company and updated knowledge on various competitor services as well.Direct and control the staff of the branches to ensure that they are appropriately motivated and trained to be able to carry out their responsibilities to the required standards.Make sure employees that report to you meet performance expectations.Provide a working environment that promotes safety, customer service, teamwork and collaboration, integrity, productivity, and continuous improvement.Conduct overall performance management of Branches supervisors providing direction, guidance and support where necessary.Practice good business management by developing action plans to establish overall team level objectives as well as site level objectives.Bring out the best of branch’s personnel by providing training, coaching, development and motivation.Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities. Show less Credit & Financial Analyst: able to analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending facilities like Leasing & Installment (Islamic Financing).Prepare reports that include the degree of risk involved in extending credit or lending facilities.Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.Confer with credit association and other business representatives to exchange credit information.Complete facility applications, including credit analysis and summaries of facilities requests, and submit to local & high committees for approval.Generate financial ratios; using ERP’s to evaluate customers' financial status, credit &financial analysis mainly of Corporate & SME’s.Ensure the proposals should comply with internal policy & SAMA regulations.PROVEN TEAM PLAYER AND INFLUENTIAL COMMUNICATOR: adept at developing and coaching teams to excel; improve overall cohesiveness and productivity and effectively collaborate with all levels of an organization. Show less

  • Corporate Regional Manager- central Region

    Jan 2018 - May 2022

  • Credit Analyst

    Mar 2016 - Jan 2018
• 

  Mudaraba Financial Company

  Feb 2022 - now

  Business Director