Rami Tageldin, CESGA®

Experience

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  Societe Generale

  Jul 2013 - Dec 2013

  AML & Financial Crime Officer

  Internship (100% employment)Details:Responsibilities:- Training new team members- Training all team members on new policies- Liaising with business lines: answering questions and concerns via the team's group mailbox- Keeping track of open issues in the team and ensuring a reasonable response time- Daily and monthly (for swiss clients) filtering of persons against sanctions and embargoesProjects:- Preparing simple manuals on policies for training purposes- Creating and managing an interactive an intuitive client list in order to keep track of all clients and persons. Including creating manuals and procedures to ensure proper implementation of regulatory requirements, as well as team training.- Enhancing the flow of information amongst team members - departments - and over timeSpecialisation:- On-boarding of clients for Austria/Germany/Switzerland(asset managers/pension-funds/funds)- On-boarding of clients requiring compliance escalation (Higher risk banks)- On-boarding of clients that require presentation in the (senior) management committee(trade finance transactions: energy/metals/oil-products/soft-commodities)- L/C transaction monitoring Show less

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  Societe Generale Corporate and Investment Banking - SG CIB

  Feb 2014 - Dec 2014

  AML & Financial Crime Officer

  KYC Review Analyst:Responsible for reviewing existing client relationships.Details:Responsibilities:- Reviewing existing client relationships- Project maintenance and reporting to management- Training of the project manager- Providing technical support on the client database and training- Assisting in other training and implementation of de novo regulatory requirements under CDB08 and FATCA- Assisting in the general on-boarding- Supporting in the training of new management and identifying attainable goals for managerial supervisionProjects:- Kick-starting a project to implement regular review procedures- Training the project manager and identifying attainable targets for future management supervision- Creating user manuals to ensure proper adherence to complex policies and to provide compliance with de novo regulatory requirements under CDB08 and FATCA. Specialisation:- Reviewing of existing client relationships- Managing the flow of information within the team and over time (database management assistance through training and user manuals) Show less

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  Societe Generale Corporate and Investment Banking - SGCIB

  Aug 2015 - Jul 2023

  Quality Assurance & Due Diligence Expert Project Manager, as a senior advisor within a large international financial institution, I implemented quality control systems, performed risk based due- diligence investigations, developed policies and internal operating procedures for anti-money laundering, counter-terrorism, anti-bribery & corruption, sanctions & embargoes, politically exposed persons and tax regulatory obligations.• Created a systematic production-side Quality Control process & workflow tool for Switzerland, created due diligence templates following the need for digitalization and in order to address identified quality concerns.• Verified appropriate application of the due diligence processes with the risk-based approach on the teams’ production, with regards to anti-money laundering, sustainable investment (SDGs), ESG obligations under EU regulatory developments, risk-scoring & anti-bribery & corruption, appropriateness of escalations & approvals, client assessment memos, Sanctions & Embargoes, Politically Exposed Persons and tax regulatory assessments.• Verified on a sample basis the Swiss hub’s various teams’ adherence to the onboarding, review, continuous PEP screening, tax analysis regulatory standards.• Risk management of the organisation’s performance from a qualitative perspective with senior management, risk & compliance committees.• Issued recommendations, held workshops & trainings, updated policies & standard operating procedures to guarantee alignment with regulatory developments, following audit missions.• Led the alignment & integration of local processes and systems with Société Générale’s group-wide policies & standards.• Expert on the Swiss regulatory environment, in particular the due diligence requirements as per CDB (Swiss Banking Code of Conduct) and the Swiss Banking Secrecy & Sensitive Client Data management.• Coordinated continuous Politically Exposed Persons screening & management review. Show less As an expert on the bank’s regulatory obligations, I managed a team of 7 people (4 staff + intern & consultants) and coordinated change management activities in India and Poland. I was responsible for the AML review of existing clients of the Swiss, German, and Austrian branches of the group as well as the associated regulatory reporting.• Managed the review of existing clients and performed a risk-based due diligence, by computing the customers’ financial crime risk-rating, conducting background checks (negative news regarding financial crime, corruption & bribery, reputational: environmental & ethical, sanctions & embargoes, political exposure), verified the full ownership up to the ultimate beneficial owner, verified the transactions are in-line with the business, performed escalations, drafted client memos (customer profile & business relationship, risks & mitigants, etc.)• Strengthened the annual regulatory AML reporting to FINMA (Swiss banking regulator) by implementing quality control framework and automating extractions.• Engaged with regulators through audit missions (FINMA, US DOJ/OFAC, etc.)• Automated & encrypted the continuous sanctions & embargoes filtering, and createda related continuous PEP (politically exposed persons) screening, and additionalblocked persons & blacklist filtering.• Acquired programming skills in order to apply sustainable IT practices under thebank’s SDG commitments, by reducing server capacity requirements, and improvingthe overall efficiency of the continuous filtering flows.• Facilitated extensive capacity building to retain talent, communication & changemanagement to foster an inclusive engaging and sustainable work environment.• Monitored capacity requirements and hired staff, conducted annual performancereviews, organised trainings, team meetings, 121s, and facilitated the AML certification of team members. Show less Managed a variety of responsibilities linked to due diligence, ad hoc screening, investigation, documentation review, client outreach, drafting of client due diligence memo, compliance and senior management escalation, client profile validation on systems.• Conducted end-to-end client onboardings• Established and performed the regular client review by developing a process, andhandbook, drafted policies and conducted trainings for team members andmanagers on the regulator’s expectations.• Controlled team members’ client memos and performed quality controls.• Reviewed sanctions & embargoes filtering alerts (dismiss, mitigate or escalate alerts)• Created analysis templates for CDB (Swiss Banks Code of Conduct) in order to closeaudit recommendations, and to analyse client profiles for tax regulatory reportingregulations (USA FATCA, OECD Automatic Exchange of Information/CRS).• Drafted policies, conducted trainings, wrote handbooks and standard operatingprocedures• Led the implementation of a “client identification onboarding assistant”, for the commodity trade finance business unit. Conducted process mappings, pain point identification, surveys, and validated results through evidence based analysis. I developed the bank’s first dynamic checklist for onboardings, and this approach was then adopted for group-wide workflow tools.• Focal point for tax regulatory topics and responded to associated review requirements and escalations. Expert for the implementation of US Tax (FATCA) analysis and reporting, as well as the OECDs equivalent (Automatic Exchange ofInformation/CRS). Show less

  • AML/CTF Financial Crime: Quality Assurance & Due Diligence Expert Project Manager

    Nov 2020 - Jul 2023

  • AML/CTF Financial Crime: Team Leader

    Oct 2017 - Jul 2023

  • AML/CTF Financial Crime: Senior Officer

    Aug 2015 - Jul 2023
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  Proetic

  Feb 2024 - now

  Independent Senior Consultant

  Expert/Trainer: Anti-Bribery & Corruption, facilitating workshop based trainings as part of the French (Sapin II) anti-bribery and corruption requirements for large international industrial companies (incl. commodities and energies sector).

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  Alpinum Solutions

  Aug 2024 - now

  Senior Compliance Specialist

  Temporary engagement as Senior Compliance Specialist, for a remediation project in the Swiss banking sector through a big four consulting firm. • Financial Crime Task Force of external AML/Compliance Experts who are reviewing core residual high & very high-risk accounts of an international large bank• Global wealth management for: ultra-high net worth individuals, corporates, offshore & complex structures• Enhanced due diligence, including: CDB documentation, source of wealth verification, flow of funds analysis, screening, sanctions & PEP exposure assessment, and tax analysis Show less