Hossam Ibrahim

Experience

• 

  Ashraf Abdel Ghani Public accountants & Consultants ( membership of Russell Bedford International )

  Jun 2004 - Mar 2006

  Financial Auditor
• 

  Patchi

  Apr 2006 - Mar 2007

  Internal Auditor
• 

  ATC-Ashraf Abdel Ghani Public accountants & Consultants ( membership of Russell Bedford Internationa

  Apr 2007 - Dec 2007

  Senior External Auditor

  *Responsible for auditing the financial statements for the various co. and hotels in Egypt in order to obtain a reasonable assurance about whether the financial statement are fairly present in all aspects on the financial position for the company in accordance with international standards . * Making an Interim Audit for the clients’ document cycles during the Fiscal Year.* Making an audit report to give a professional opinion about the clients financial Statements .

• 

  Piraeus Bank

  Jan 2008 - Mar 2010

  Teller and acting as a cash head

  * Process transactions of paying and receiving nature.* Handle customer inquiries that will include routine requests for information as well as more involved queries.* Handle individual and commercial deposits, payments, withdrawals and other transactions that occur in the teller window.* Issue Official check and money orders.* Process customer’s checks for paying or cashing and issue receipts.* Routinely balance the cash drawer. * Responsible for preparing monthly report about exchange currency, deposit and withdrawal.* Responsible about ATM machine. Show less

• 

  National Bank of Abu Dhabi

  Mar 2010 - Feb 2015

  * Administrative control for CBG (Cooperate Banking Group).* Prepare provision studies both General & Specific for corporate exposure.* Prepare, Reports consolidated and issued to Senior Management MIS (Management Information System), NBAD HO (Head Office), various departments, branches and CBE (Central Bank of Egypt) are precise and accurate.* Prepare / consolidate CBE and Head Office reports related to corporate exposure as per the Central Bank of Egypt and Head Office requirements.* Marks the system with limits & expiry dates , Interest rates & company’s data stated in the commercial register into client’s profile.* Reviews the facilities granted to the client and request the branch to open the facilities sub accounts and mark the relevant Highest Debit Balance Commission ( HDBC ) , with close follow up with the branch to ensure that sub accounts & HDBC have been promptly and properly opened & marked on the system. Show less * Process transactions of paying and receiving natur* Handle customer inquiries that will include routine requests for information as well as more involved queries.* Handle individual and commercial deposits, payments, withdrawals and other transactions that occur in the teller window.* Issue Official check and money orders.* Process customer’s checks for paying or cashing and issue receipts.* Routinely balance the cash drawer. * Responsible for preparing monthly report about exchange currency, deposit and withdrawal.* Responsible about ATM machine. Show less

  • Credit Administration Officer

    Nov 2011 - Feb 2015

  • Head Of Cash Management

    Mar 2010 - Oct 2011
• 

  AiBANK بنك الاستثمار العربى

  Feb 2015 - now

  Develop and prepare the DEP. strategy, objectives, and plan of the bench and annual assessments according to bank policies, procedures, and CBE Regulations.1. Develop and prepare the DEP. strategy, objectives, and plan of the bench and annual assessments2. Authorize approved Utilization requests received from Drawdown Units (SME's/Corporate).3. Monitor the booking/Authorization of all retail and mortgage loans4. Review approved requests Vs. System and ensures 0% difference.5. Handle daily E-mails from branches / risk / remedial /Syndication .etc .6. Authorize settlements requests received from Branches on T24 System. 7. Authorize all transactions with back value /overrides.8. Manage the booking/Authorization of all types of facilities related to retail banking after ensuring the completion of all documents and that all approvals are obtained9. Ensure a good audit rating in the area of responsibility. 10. Reviewing all customer complains11. Perform other duties as assigned. Show less Develop and prepare the DEP. strategy, objectives, and plan of the bench and annual assessments according to bank policies, procedures, and CBE Regulations.1. Authorize all transactions with back value /overrides.2. Authorizing transactions requires level 3 authority. 3. Authorizing transactions for inactive accounts.4. Handle daily E-mails from branches / risk / remedial /Syndication .etc .5. Coordinate daily work between branches and operation C.S.- corp& SMES unit6. Review approved requests Vs. T24 System.7. Authorize settlements requests received from Branches on T24 System.8. Authorization of all amends received from risk departments regarding PD /LDs.9. Authorize approved Utilization requests received from Drawdown Units (SME's/Corporate) /Branches made by Operations C. S. – Corp & SMES unit.10. Ensure that all the details of incoming requests are entered on the T24 System promptly with no error rate.11. Quick response for all emails received from branches/risk / remedial /Syndication.etc.12. Providing Support to C.S –Corp & SMES unit for any requirement.13. Perform other duties as assigned Show less *Authorize credit transactions and facility usage. *Monitor credit applications to ensure accordance with credit policy and approvals. *Share the responsibility with the line manager in reviewing the sanctions and ensuring that it complies with the rules and regulation, renewal of supports and the quality of the collaterals along with perfect facilities documentation. Reporting exceptions to higher management along with the ratification suggestions.*Following up, monitoring and maintaining smooth corporate account operations, while ensuring maximum punctuality.*Ensure awareness with Credit Risk department problems, weakness and strength points to propose the needed changes which enable to maintain the satisfied level of control*Ensuring that all documents covering approved facilities, are in place, in order and valid at date of activation of facilities to ensure Bank’s seniority and protection.*Maintaining an updated list of all credit customers displaying their credit facilities, limits, etc…to be utilized in serving the top management inquiries and request.*Ensuring granting loan booking approval if loan structure, tenor, pricing, documentation status, etc…are in compliance with the bank and CBE regulations.*Monitoring and controlling the corporate account and ensure reporting any breaches or irregularities in a timely manner to take necessary measures from corporate side to correct any default(control)*Training an alternative officer for each function to ensure the smooth flow of work in case of my absence* Record Credit Approvals - to support control, policy compliance, optimization decisions, reporting.*Ensure that all documents pertaining to corporate & SME’s loans have been properly prepared by relationship officer and insure that reviewed by Legal Dept & review them.*Review all securities required by the sanction have been obtained prior to utilization of facilities. Show less

  • Operations credit processing Head( Retail- SME's & corporate)

    Jul 2022 - now

  • Corporate & SMEs Processing Manager

    Aug 2018 - Jul 2022

  • Credit Administration & Control Unit Section Head – Risk Sector

    Feb 2015 - Aug 2018