Ernest (Rick) Martinez

Experience

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  Boggy Creek Golf Club

  Jan 2000 - Jan 2007

  General Manager

  • Goal-oriented individual with strong leadership capabilities.• Encourage high standards of integrity.• Demonstrated ability in attracting, developing and retaining key talent.• Ability to direct complex projects from conception to finish.• Proven ability to work in unison with staff and upper management.• Excellent customer service problem solving with respect for others.• Utilizing new and proven instructional & training techniques.• Adapt training and instruction to meet student needs• Identify specific student needs/adapt to those needs• Mentor and coach students growth Show less

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  International Professional Realty

  Jan 2007 - Jan 2011

  Realtor
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  Manhattan Mortgage

  Mar 2007 - Dec 2018

  Loan Originator-

  • Maintain positive communication flow with Agents and buyers.• Responsible for helping individuals and businesses acquire loans from lenders. Analyze and verify loan applications to determine eligibility.• Interview applicants to determine financial eligibility for loans.• Request specified information.• Present detailed explanation how monthly payment is calculated.• Research lenders to find the lowest rate possible for a loan.• Explain various loan programs, rates and availability to borrower.• Ensure loan applications are complete and correct.• Analyze potential loan markets to find opportunities to promote loans and financial services.• Act as a liaison between the consumer, the real estate agent and the lending institution.• Offer advice to consumers with less-than-perfect credit.DPA/NSP/SHIP Programs-Orange County, Seminole County, FHA, CONVENTIONAL, USDA, VA, JUMBO, FORIEGN NATIONAL, NON-PRIME PROGRAMS, COMMERCIALNMLS #359392 Show less

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  NOMAR MORTGAGE-NMLS#1816418

  Dec 2018 - now

  Offering loan programs for:• Government loans: FHA & USDA• Conventional loans for primary residence, second homes, investment properties, Jumbo loans including loan programs with 3% down payment, in some cases no MI• New construction• Non-Qualifying mortgage (Non-QM)• Foreign National loans• Non-warrantable condo loansFirst Time Homebuyer Down Payment Assistance our Specialty!

  • President/CEO

    Dec 2019 - now

  • President/Principal Loan Officer-NMLS#359392

    Dec 2018 - Dec 2019