
Nirmal Kumar
Summer Intern

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About me
Financial Analyst | ESG Analyst | Analysis Risk | EU Taxonomy | Quality check | Internal Audit
Education

CHANDIGARH UNIVERSITY
2020 - 2022Master of Business Administration - MBA Marketing and Finance.webp)
Rani Laxmi Bai Memorial School (R.L.B.)
2010 - 2012Matriculation (CBSE).webp)
Rani Laxmi Bai Memorial School (R.L.B.)
2012 - 2014Intermediate (CBSE)
Veer Kunwar Singh University, Arrah
2015 - 2018Bachelor of Commerce - BCom
Experience

Bank of India
Jun 2021 - Aug 2021Summer Intern- Analysis of financial statements and credit appraisal.- Evaluating the credit worthiness of potential customers.- Creating credit scoring models for risk assessment.- Approving or rejecting loan proposal based on available data.- Maintaining record of all loans.- Monitoring loan payment.

Midland Microfin Ltd
Aug 2022 - Mar 2023BankingBusiness processes, Purchase audit and HR auditAssess the company’s risks and the efficacy of its risk management effortsEnsure that the organization is complying with relevant laws and statuesEvaluate internal control and make recommendations on how to improveIdentifying shortfalls or gaps in processesPromote ethics and help identify improper conductAssure safeguardsInvestigate fraudCommunicate the findings and recommendationsSOP review and compliancePhysical verifications Show less

Wipro
Sept 2023 - nowFinancial Analyst
Licenses & Certifications

ADCA
Pratistha Computer AcademyOct 2019
ESG bloomberg
Bloomberg- View certificate

CSRD Fundamentals
CSRD InstituteDec 2024
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