Nirmal Kumar

Nirmal Kumar

Summer Intern

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location of Nirmal KumarGurugram, Haryana, India

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  • Timeline

  • About me

    Financial Analyst | ESG Analyst | Analysis Risk | EU Taxonomy | Quality check | Internal Audit

  • Education

    • CHANDIGARH UNIVERSITY

      2020 - 2022
      Master of Business Administration - MBA Marketing and Finance
    • Rani Laxmi Bai Memorial School (R.L.B.)

      2010 - 2012
      Matriculation (CBSE)
    • Rani Laxmi Bai Memorial School (R.L.B.)

      2012 - 2014
      Intermediate (CBSE)
    • Veer Kunwar Singh University, Arrah

      2015 - 2018
      Bachelor of Commerce - BCom
  • Experience

    • Bank of India

      Jun 2021 - Aug 2021
      Summer Intern

      - Analysis of financial statements and credit appraisal.- Evaluating the credit worthiness of potential customers.- Creating credit scoring models for risk assessment.- Approving or rejecting loan proposal based on available data.- Maintaining record of all loans.- Monitoring loan payment.

    • Midland Microfin Ltd

      Aug 2022 - Mar 2023
      Banking

      Business processes, Purchase audit and HR auditAssess the company’s risks and the efficacy of its risk management effortsEnsure that the organization is complying with relevant laws and statuesEvaluate internal control and make recommendations on how to improveIdentifying shortfalls or gaps in processesPromote ethics and help identify improper conductAssure safeguardsInvestigate fraudCommunicate the findings and recommendationsSOP review and compliancePhysical verifications Show less

    • Wipro

      Sept 2023 - now
      Financial Analyst
  • Licenses & Certifications

    • ADCA

      Pratistha Computer Academy
      Oct 2019
    • ESG bloomberg

      Bloomberg
    • CSRD Fundamentals

      CSRD Institute
      Dec 2024
      View certificate certificate