Pedro Nuno Alexandre

Experience

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  Hoechst Portuguesa, S.A.

  Sept 1992 - Feb 1993

  Junior Controller

  Implementation and development of financial and operational procedures.Control and monitoring of the implementation of internal control measures.Analysis of performance indicators, management reports and financial statements.

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  BBVA

  Mar 1993 - Dec 1993

  SME Account Manager

  Monitoring of SME portfolio under management.Prospecting and soliciting new business opportunities.Collect information for analysis by credit risk department.Advice on administrative tasks inherent in the processes taking place.

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  Banco Santander Totta

  Jan 1994 - Sept 1999

  Evaluation of investment projects (carried out by current clients and potential clients) submmited by the branch network.Carrying out studies of companies and studies of business areas. Technical and commercial support to a Key Account Manager following a portfolio of Big Companies.

  • Credit Analyst – Direcção Comercial Sul

    Nov 1995 - Sept 1999

  • Assistant Corporate Account Manager

    Jan 1994 - Oct 1995
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  Banco Totta & Açores

  Oct 1999 - Nov 2001

  Credit Risk Analyst | Client Manager – SME

  Team member responsible for the segmentation of company clients (Retail branch) and team member of the Pilot Business Center (SME segment) as Credit Analyst.Analysis of actual clients (Business Center) and potential clients.Analysis of the credit proposals submitted by the commercial managers of the Business Center and issue of joint decision opinion in accordance with the delegated powers.

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  Banco Santander Totta

  Dec 2001 - Jan 2007

  Credit Risk Analyst | Client Manager – Middle and Big Enterprises

  Report to the Regional Director of Risks.Analysis and monitoring of clients under management.Regular visits (actual clients) to deepen the knowledge of the business and clarify doubts.Credit proposals analysis with issuing opinions (advisory).Decision of credit operations in accordance with the superiorly delegated powers.Monitoring of approved credit limits and ongoing credit operations.

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  Banif

  Feb 2007 - Dec 2015

  Senior Credit Risk Analyst | Client Manager – SME and Corporate

  Report to the Global Risk Manager (2007-2012) and the Credit Director (2012 to 2015).Analysis of actual clients and potential clients through various available tools (financial reports, business plans, sector reports, specialized agency reports, visit reports).Carrying out client visits according to the level of risk assumed.Analysis of credit proposals and participation in decision-making bodies.Evaluation of investment projects and business plans.Monitoring of the credit portfolio and associated impairment.Participation in project of improving the credit process efficiency (electronic credit workflow development).Participation in project of assigning rating to all credit operations. Show less

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  Oitante, S.A.

  Jan 2016 - May 2017

  Senior Risk Analyst | Client Manager – “Specialized Investment Funds”

  Report to the Director of Equity and Risk.Monitoring and detailed and regular analysis of the participations portfolio, based on appropriate criteria in order to validate the fair value and determine the opportunity of a sale at attractive conditions for an institution.Management of the relationship with the management companies of the investee funds, Banking Institutions and other relevant external entities.Implementation of the transactions in its area of activity (eg calls for capital, disposal or revaluation of participations) in conjunction with other Organic Units. Show less

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  Caixa Económica Montepio Geral

  Aug 2017 - now

  Senior Credit Risk Analyst - SME and Corporate

  Report to the Credit Analysis Director.Analysis of actual clients and potential clients through various available tools (financial reports, business plans, sector reports, specialized agency reports, visit reports).Analysis of credit proposals and participation in decision-making bodies.Evaluation of investment projects and business plans.Carrying out client visits according to the level of risk assumed.