
Harshvardhan Ray
Business plan and Financial Modelling Developer

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About me
Summer Analyst (Digital Lending) SBM | Economics Honors student at University of Glasgow | Erasmus+ year abroad at Università Bocconi
Education

University of Glasgow
2019 - 2023Bachelor's degree Economics, Finance and Accounting 2:1 with honoursActivities and Societies: Glasgow University Trading and Investment Club Academic Year 2019-20Key Electives: Introductory Economics, Principles of management, Organisational Behavior, Marketing and Foundations of Finance.Minors: Social and public policyAcademic Year 2020-21Key Electives: Intermediate micro & macroeconomic Analysis, Introduction to Management accounting and control, Business reporting and financial analysisMinors: Business Decision Analysis, Operations Management, Entrepreneurship and HRMAcademic Year… Show more Academic Year 2019-20Key Electives: Introductory Economics, Principles of management, Organisational Behavior, Marketing and Foundations of Finance.Minors: Social and public policyAcademic Year 2020-21Key Electives: Intermediate micro & macroeconomic Analysis, Introduction to Management accounting and control, Business reporting and financial analysisMinors: Business Decision Analysis, Operations Management, Entrepreneurship and HRMAcademic Year 2022-23Key Electives: Economic Business Contracts, Economics of Industry, Financial Markets & Asset Pricing, Financial Markets & Corporate Finance, Economics of BankingMinors: Macroeconomic Analysis, Econometrics Show less

Università Bocconi
2021 - 2022Erasmus + Go Abroad programme Finance, Accounting, Business and Core Economic Modules 26/30 Bocconi Grade Scale averageActivities and Societies: Bocconi Students Venture Club; Bocconi Students Commercial and Investment Banking; Bocconi Students Fintech Society; E-Club Bocconi - Full year credit-bearing programme*First Semester*- Core Economics modules- Microeconomic analysis and Econometrics- Minors- Financial analysis and performance measurement, Blockchain Accounting, Entrepreneurship*Second Semester*Corporate Finance, Business Valuation, Fintech and Banking and Financial Transformation, Technology and Innovation Management, Business Plan.

SAI International School
2008 - 2019High School Diploma Business/Commerce 95% AISSE-2017, 96% AISSCE-2019-1st in Business Model Competition 2019-Vice Sports captain 2018-Global Immersion Programme 2015, NUS Singapore-Global exchange programmes: Winterbourne Academy 2014, Bristol, UK Farmington High School 2015, Connecticut, USA
Experience

Stealth Startup
Jan 2022 - Nov 2022Business plan and Financial Modelling DeveloperDeveloped a comprehensive business plan for a stealth startup in the beauty services sector in Milan, Italy.Oversaw the market research team and integrated various trends in relevant industries and the economy for the Business Plan.Forecasted Pro-forma income statements, Balance sheets and carried out multiple scenario analyses on the financial model.On-course to pitch and help the founder secure funding from Angel Investors and early-stage VC firms.
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SBM Bank (India)
Jul 2022 - Sept 2022Summer Analyst - Digital LendingFormulated and presented the Digital Lending product note to the board of directors under the mentorship of the Head of Digital Lending.Organized and coordinated the successful launch of the Loan Originating System (LOS) and the Loan Management System (LMS) that automates sourcing and the entire loan lifecycle on a real-time basis, eliminating the need for human intervention.
Licenses & Certifications
- View certificate

Excel Skills for Business: Intermediate I
Macquarie UniversityMar 2024 
Cognitive Exchange Debate Program
Cognitive ExchangeJan 2017- View certificate

Excel Skills for Business: Essentials
Macquarie UniversityNov 2023
Honors & Awards
- Awarded to Harshvardhan RayUndergraduate Excellence Scholarship University of Glasgow Aug 2019 The Undergraduate Excellence Scholarship is awarded to students achieving (or predicted to achieve) AAA A-levels or equivalent before joining university. The scholarship is awarded as a tuition fee discount of £7,000 per year of study and is subject to satisfactory progress for consecutive years of study.
Volunteer Experience
Player Welfare, Matchday Operations and Organization volunteer
Issued by Confederation of Indian Industry on Feb 2021
Associated with Harshvardhan RayHost and Fundraising Volunteer
Issued by MissionariesOfCharity on May 2017
Associated with Harshvardhan Ray
Languages
- enEnglish
- hiHindi
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