Jambunathan Ramakrishnan

Experience

• 

  City Union Bank Ltd.

  Oct 1988 - Sept 2005

  Assistant Manager

   Worked in entire gamut of manual operations in retail banking, Credit and documentation  Pre Sanction Appraisal Appraise, assess and propose credit facilities based on CMA data and audited financial statements, projections to arrive at the financial eligibility and calculation of MPBF Post sanction documentation and follow up  Documentation of the facility and follow- up Supervision through monitoring of transactions in loan amount, Scrutiny of periodical statements submitted by the borrower, Physical inspection of securities and books of accounts of the borrower and Periodical reviews Delinquency loans follow upManage problem loans to ensure appropriate restructuring schemes, Consistent approach towards early problem recognition, classification of problem exposures, and remedial action, Recovery follow up through legal proceedings Worked in Bank’s Treasury operations dealing in call money and Govt securities Show less

• 

  Axis Bank

  Oct 2005 - Jun 2008

  Manager Operations

   Overseeing the entire gamut of banking operations spanning clearing operations and general administration. Ensuring compliance with the statutory requirements laid down under different acts governing banking regulations as well as restructuring annual credit returns/RBI Reporting  Providing direction, motivation and training to the field sales team for ensuring optimum performance. Managing the recruitment, mentoring & training of personnel so as to deliver quality services in market. Show less

• 

  Temenos India Pvt Ltd.

  Jul 2008 - Oct 2021

  Senior Principal Business Analyst

  ➢Comprehensive BA – IT experience in Requirements gathering, Elicitation, Functional solutions, Development co-ordination, Use-case, Implementation, Complete Documentation, and Production Support➢Banking experience - customer-oriented, multitasking professional with excellent analytical and logical skills with rich experience across the Retail & Corporate Banking domain➢Worked as Senior Principal Business Analyst @ Temenos, worked on local customization over T24 -Transact product, expertise in retail and corporate modules, AA Arrangement architecture, Accounting, etc.,➢Led a team of business analysts, for Client Specific Development (CSD), instrumental in creating solution documents, governing partner solutions, and critically reviewing the solutions for technical feasibility and performance impact,➢Testing Support - both internal and client testing, during SIT/UAT➢Training resources on basic AA core to advanced AA modules with a hands-on approach and support➢Created user guides for a few select AA applications, AA Deposits, Agency commissions, etc.,Areas of Expertise➢Business requirement document analysis, preparation of High-level estimate (RFP)➢High-level solution document preparation, Functional solution document preparation for client-specific developments (local customization)➢Expert review of partner solutions and add value by critically analyzing the solution and if possible, providing alternate solutions/steps➢Configuration document for AA-related product/parameter configuration➢Expertise in AA modules such as lending, deposit, agency, SDB, etc., Funds transfer, Teller, Loans and Deposits, Past Due, Accounting, core, and common T24 applications. Show less

• 

  JKR Business Consultancy

  Oct 2021 - now

  Co-Founder
• 

  Epitome Tech Infra Pvt Ltd

  Oct 2021 - now

  Director