
Mohamed Refaat, MBA, FMVA®, CertIFR
Co-Founder

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About me
Manager, Financial Services at Air Canada Cargo
Education

Marianopolis College
2008 - 2010Diploma of Collegial Studies SOCIAL SCIENCES
Concordia University
2019 - 2022Master's degree Business Administration (MBA)
Concordia University
2010 - 2013Bachelor of Arts and Science Political Science with a Minor in Law & Society
Concordia University
2015 - 2015Graduate Certificate Business Administration.webp)
Corporate Finance Institute® (CFI)
2020 - 2020Financial Modeling & Valuation Analyst
ACCA
2020 - 2021Certificate in International Financial Reporting
Experience

Gym Fuel
Apr 2013 - Dec 2015Co-Founder• Developed a comprehensive business plan and strategy through which our business penetrated the market and achieved in excess of $200,000 in annual sales• Developed the business’s income statement, balance sheet, and cash flow for internal & external purposes • Analyzed monthly operational and financial results and established targets, budgets and cost cutting measures

EY
Sept 2016 - Jul 2019• Engaged in Finance Transformation projects to improve business performance and maximize profitability by building cost conscious culture, driving reinvestment & growth, aligning strategy & spend, improving financial automation process• Implemented Strategic Cost Management & Zero Based Budgeting that resulted in ~10% savings for a listed company by performing budget maturity assessment, budget improvement recommendations, cost category ownership using 'RACI' matrix, budget templates, cost visibility analysis & budget benchmark analysis• Created Fixed Asset Registers and prepared accounting position papers based on International Financial Reporting Standards (IFRS) requirements Show less
Senior Consultant
Oct 2018 - Jul 2019Consultant 1 (Higher level), Financial Accounting and Advisory Services
Oct 2017 - Sept 2018Consultant 2, Financial Accounting and Advisory Services
Sept 2016 - Sept 2017

Hypertec Group
Sept 2019 - Apr 2021FP&A Analyst
Oct 2020 - Apr 2021Infrastructure Financial Analyst
Sept 2019 - Oct 2020

Wavo.me
Apr 2021 - May 2022Senior Financial Analyst
Air Canada
May 2022 - Jul 2024Manager, Financial Analysis
Air Canada Cargo
Jul 2024 - nowManager, Financial Services
Licenses & Certifications

Accounting 2
Udemy
Financial Modeling
Udemy
Intermediate Accounting
Udemy
Introduction to Financial Statement Audits
Udemy
Planning and Executing a Financial Statement Audit
Udemy.webp)
Investment Funds in Canada Course Certifications (IFIC)
Canadian Securities Institute (CSI)- View certificate
.webp)
Financial Modeling & Valuation Analyst (FMVA)®
Corporate Finance Institute® (CFI)Dec 2020 
Microsoft SQL for Beginners
Udemy
Accounting 1
UdemyApr 2018
The Cash Flow Statement
Udemy
Honors & Awards
- Awarded to Mohamed Refaat, MBA, FMVA®, CertIFRShukran Star Award EY May 2018 In recognition and appreciation of outstanding performance and achievement in Quality and Technical Excellence
Languages
- enEnglish
- arArabic
- frFrench
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