Krishna Sharma

Experience

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  HDFC Bank

  May 2019 - Mar 2020

  Personal Banker

  Worked as Personal Banker.- Acquiring new clients and increasing portfolio.- Marketing banking products- Offering services to customers and maintaining relationships with them.- Cash counter, NEFT & RTGS, DD & Cheques- Branch Journal Report Checking- Calling customers to cross-selling bank products- Locker handling, bank statements, keeping a record of the bank's physical products like kits, cards, etc.- Handinling customer complaints and requests

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  AGARWAL & DHANDHANIA

  Dec 2020 - Jun 2021

  Stock Audit Drafter

  Worked as Stock Audit Report Drafter.- Drafting report on drawing power of borrowers and financial health of the business in terms of liquidity.- Mainly analyzing creditors, stock, and debtors of the business.- Communication with borrowers and bankers.- Helping the bank in decision-making for the renewal of the working capital of the present borrower.- Consulting client regarding improving their borrowing power.

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  NJ FINBUZZ LLP

  Jul 2021 - Dec 2022

  Finance & Legal Executive

  Working as Finance & Legal Executive in MSME and Retail Loans.- Coordinating with clients to collect the required documents and get them signed before placing the file into the bank.- Working with advocates and valuers to get the legal and technical clearance of the property to be mortgaged.- Finding out the financial eligibility of borrowers in the case of retail loans.- Getting involved in bank hypothecation (Documentation) and Mortgage process.- Following up on pre-disbursement conditions. Show less

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  Vssk & Co.

  Jan 2023 - now

  Credit Analyst

  Working As a Credit Analyst in Project Finance Department.- Term Loan, Working Capital & Solar Loan.