Reshanda Adams

Experience

• 

  State of Alabama

  Jan 2001 - Jan 2004

  Bank Examiner

  • Examined and reconciled asset, liability, and capital accounts through usage of general ledgers and call reports.• Performed trend analysis based on the Uniform Bank Performance Report and call reports.• Prepared summary comments of examination findings as examiner-in-charge, detail-in-charge, and examiner on the examiner team.• Examined securities portfolio of the institution to test for sensitivity to market changes and interest rate risk.

• 

  GE

  Jan 2004 - Jan 2006

  Credit Analyst

  • Reviewed commercian customers to determine credit-worthiness through credit guidelines.• Performed financial statement analysis based on financial statements, form 10K or 10Q, and income tax returns.• Assessed the nature of credit risk and implemented preventative measures to avoid future risk.

• 

  Federal Reserve Bank of Atlanta

  Feb 2006 - Jul 2016

  • Performed examinations and ongoing monitoring of state member banks and bank holding companies.• Served as examiner in charge, asset manager and operations manager, which involves planning, coordinating and monitoring supervisory activities. • Interpreted and assessed risk management processes through on and off-site activities while evaluating asset quality, earnings, capital adequacy, funding, interest rate risk, bank management, audit, internal controls and Bank Secrecy Act.• Performed quantitative and qualitative analysis of bank reporting in areas such as deferred tax assets.• Collaborated with colleagues within the Reserve Bank and other regulatory agencies to resolve issues and build consensus regarding supervisory matters. • Prepared and communicated well supported conclusions on work completed to Reserve Bank management as well as management of supervised financial institutions.• Served as a dedicated examiner on a team created to repurpose, refine and author content for the Federal Reserve System's examiner commissioning program.• Piloted content for the modernized learning units as a part of the examiner commissioning program.• Developed and authored content for Capital, Earnings, Liquidity, Sensitivity, Investments and Audit online learning units.• Developed and authored scenario-based assessment questions for Capital, Earnings, Liquidity, Sensitivity, Investments and Audit based on key concepts and learning objectives for the online content.• Served as a coach for Report Writing and Examination Interviewing Strategies for learners participating in the examiner commissioning program. Mostrar menos • Coordinator and subject-matter expert for the report for nonbank subsidiaries of bank holding companies• Provided quarterly updates to fellow analysts and management regarding reporting changes for the report for nonbank subsidiaries of bank holding companies• Performed detail financial analysis on report data received from financial institutions for FR Y9C, FR Y9LP, FR Y9SP, FR Y11 and various other report series• Participated in Report Redistribution Workgroup and contributed to the creation of report planning database• Reviewed significant accounting and banking changes and their impact on regulatory reporting • Responded to inquires from the Board of Governors and financial institutions regarding data content and analytical procedures Mostrar menos

  • Bank Examiner

    Oct 2008 - Jul 2016

  • Sr. Financial Analyst

    Feb 2006 - Oct 2008
• 

  Federal Reserve Board

  Jul 2016 - now

  • Monitors, responds to questions and revises the Systemic Risk Report (FR Y-15)• Participates on various interagency burden-reducing initiatives for the Call and the FR Y-9C reports

  • Lead Financial Institution Policy Analyst

    Jan 2022 - now

  • Sr. Financial Institution Policy Analyst II

    Jul 2016 - Jan 2022