LaKesha Bias

Experience

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  Wells Fargo Home Mortgage

  Mar 2009 - Jan 2011

  Responsible for reviewing and analyzing FHA, VA and Conventional loans within in a production-based environment. Duties include reviewing documents for accuracy and perform data entry as required. Responsible for reviewing, analyzing, approving and underwriting Real Estate loan accounts for FHA and Conventional loans. Functions include reviewing credit applications, credit bureau information, appraisals, and income documents.

  • Loan Document Specialist

    Jul 2010 - Jan 2011

  • Consumer Loan Underwriter

    Mar 2009 - Jul 2010
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  Bank of America

  Jan 2011 - Mar 2015

  Responsible for reviewing loan documents for 203K FHA Purchase and Refinance loans, income and credit documents, verify insurance coverage, order Appraisals, as needed to complete loan file. Other duties include reviewing documents for accuracy and completeness, contact borrowers to clear underwriter conditions. Also maintained and update records and files for processing of each loan; perform data entry. Responsible for reviewing FHA and VA closing document(s) to resolve audit-identifieddefects for notes, Deed of Trust and other applicable closing docs. Responsible forcontacting external customers and internal business partners to correct closingdocument issues, errors, and/or system discrepancies

  • Home Service Specialist II

    May 2013 - Mar 2015

  • Lead Operations Representative

    Jan 2011 - May 2013
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  PrimeLending, A PlainsCapital Company

  Mar 2015 - Jun 2019

  Construction Mortgage Loan Processor

  Responsible for reviewing loan documents for Construction Purchase and Refinance loans. Duties include calculating income, review assets, liabilities and clear processor conditions. Review all disclosures for completeness and compliance. Also communicate loan status with customers and loan officers throughout the loan process.

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  Prosperity Bank

  Jun 2019 - Aug 2020

  Senior Mortgage Loan Processor

  Responsible for reviewing loan documents for FHA, VA and One Time Close loans. Duties include calculating income, review assets, liabilities and clear processor conditions.

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  Highland HomeLoans

  Aug 2020 - Mar 2021

  Mortgage Loan Processor

  Review builder purchase loan documents, calculating income, assessing assets, liabilities & clearing processor conditions.  Cleared 95% of processor conditions, contributing to efficient loan processing for builder purchase loans.

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  Prosperity Bank

  Mar 2021 - Jun 2021

  Senior Mortgage Processor

  Review loan documents, calculating income, reviewing assets, liabilities, and clearing processor conditions.  Presented 98% accuracy in reviewing loan documents, ensuring precise calculation of income.

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  AnnieMac Home Mortgage

  Aug 2021 - Jan 2022

  Senior Mortgage Loan Processor

  Process conventional, FHA, VA, or USDA loans adhering to company, investor, and insurer guidelines. Tasks include income calculation, asset and liability review, and clearing processor conditions.  Calculated income, reviewed assets & liabilities, and cleared processor conditions efficiently.

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  First United Bank

  Mar 2022 - Nov 2023

  Construction Portfolio Manager

  Ensure pre/post-closing compliance with construction loan policies. Review contracts, budgets, and plans. Coordinate with stakeholders to address concerns. Approve initial advances, resolve requests, and monitor maturities.  Achieved 98% compliance with construction loan policies pre- and post-closing, ensuring precise review and approval of contracts, budgets, and plans.  Expedited issue resolution by coordinating with the Director of Construction, loan officers, and borrowers, achieving 95% efficiency. Show less