Michael Burrows

Michael Burrows

Client Development Officer

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location of Michael BurrowsCitrus Heights, California, United States

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  • Timeline

  • About me

    Senior Underwriting Manager - Consumer Lending at First Tech Federal Credit Union

  • Education

    • California State University-Sacramento

      -
      Bachelors Business Admin, Finance
    • Sacramento State College of Business

      -
  • Experience

    • CitiFinancial Auto

      Apr 2005 - Jan 2009
      Client Development Officer

       Reviewed credit applications for accuracy and adherence to underwriting policy Educated and managed a territory of 50-85 automotive dealers  Negotiated contract terms, rates, and vehicle structure  Maintained my loan portfolio on the basis of return on assets Handled contract funding delays by working with internal team members and dealer personnel to resolve issues

    • Bank of America

      Apr 2009 - May 2011
      Senior Risk Control Specialist

      Review and underwrite loan modifications. Analyze existing lines of credit for possible suspension or decrease. Work directly with existing customers to prevent increased bank exposure. Preemptively contact existing customers who may be experiencing financial stress and help them avoid any collection activity.

    • First Tech Federal Credit Union

      May 2011 - now
      • Senior Underwriting Manager - Consumer Lending Direct

        Jun 2019 - now
      • Performance Manager

        Nov 2018 - Jun 2019
      • Senior Underwriter - Consumer Lending

        May 2011 - Nov 2018
  • Licenses & Certifications

    • FCRA

  • Volunteer Experience

    • Volunteer

      Issued by Placer County Food Bank on Jan 2013
      Placer County Food BankAssociated with Michael Burrows
    • Volunteer

      Issued by Habitat for Humanity of Greater Sacramento on Jan 2009
      Habitat for Humanity of Greater SacramentoAssociated with Michael Burrows