Experience

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  Hsbc commercial banking

  Jan 2005 - Aug 2008

  •Manage a portfolio of customers with a turnover of up to £10m per annum, exploring all opportunities to maximise income.•Provide excellent customer service and build strong customer relationships•Develop a diverse customer portfolio through increasing income and winning conquest business. Achieving this through understanding customer needs, providing solutions through a wide product mix and using the relationships built within the local market.•Ensure effective risk management through making informed and intelligent decisions.•Build relationships with Small Business Managers and other local branch staff to develop the understanding of the local market and develop business opportunities •Engage with KBIs and develop strong relationships as part of a contact strategy that would allow all opportunities to be explored in the pursuit of quality portfolio growth. Show less

  • Commercial Relationship Manager

    Sept 2005 - Aug 2008

  • support manager

    Jan 2005 - Jan 2006
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  Barclays bank

  Sept 2008 - Nov 2017

  • Support the Senior Barclays Business Real Estate Manager in developing a portfolio of customers across South Wales and the South West• Providing support in structuring proposals in support of residential and commercial development projects as well as residential and commercial investment propositions• Building strong working relationships with customers through regular contact and support of their commercial ambitions• Analysis of financial customers financial statements and offering a balanced view of the business to the Senior Relationship Manager and Credit Partners• As a direct point of contact for customers, am able to provide guidance and support on a number of commercial banking solutions Show less •Responsible for the creation of credit reports on existing and conquest clients, with typical turnover of between £20m and £100m. •Analysis of financial statements from a risk perspective; and where possible identify opportunities.•Establishing and monitoring of financial covenants and assessing risk.•Use understanding of customers and the sector to provide solutions to complex problems, such as changes to accounting practices in Housing due to Component Accounting. •Build strong and credible relationships with finance directors based on trust and respect across all levels. Show less

  • Real Estate Relationship Support Manager

    Sept 2015 - Nov 2017

  • Corporate Credit Manager

    Sept 2008 - Aug 2015
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  Barclays uk

  Nov 2017 - Oct 2022

  • Business Development Manager

    Nov 2020 - Oct 2022

  • Relationship Manager

    Nov 2017 - Nov 2020
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  Natwest group

  Oct 2022 - now

  Regional relationship manager