
Ryan Prazen
Financial Service Rep. / Investments

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About me
J.D. Power - ZappyRide | Industry-Leading EV Software, Data and Services with Robust Analytics and Consumer Intelligence Solutions to Empower EV Transformation for Manufacturers, Utilities, Fleet Operators and Consumers
Education

GRI - National Association of Realtors
2009 - 2009Designation Graduate Realtor Institute (GRI)Activities and Societies: 96 Hours of Real Estate Laws, Contracts, Valuations, Ethics & Much More. http://www.realtor.org/griclear.nsfCurrently in Progress & will be complete in November of 2009

REO Certified - Real Estate Educate
2008 - 2008Certificate REO CertifiedActivities and Societies: Indymac REO Policies & Procedures 2008, Citi REO Default School 2009, REO Best Practices 2008, Advanced Evaluations 2008

PartnerFirst
2010 - 2011Pre-Foreclosure Certified Pre-Foreclosure Mastery / Short Sale CertificationActivities and Societies: HAFA Certified. Pre-Foreclosure Certified. www.partnerfirst.org

EcoBroker Certification
2010 - 2010EcoBroker Eco-Friendly Design & Implementation - Residential/Commercial
CCIM Candidiate
2009 - 2010Candidate Commercial Real EstateActivities and Societies: 160 HR in-class study & analysis of Commercial RE concepts, valuation, marketing & negotiations. Worldwide Recognition & Networking Activities with Top Professionals.

San Diego State University
1999 - 2003Bachelor of Business Administration Finance & Real EstateActivities and Societies: Phi Kappa Theta Fraternity; Real Estate Investment Society (REIS)
Experience

Washington Mutual
Jan 2003 - Apr 2005Financial Service Rep. / InvestmentsFinancial Product Sales, Cross-selling, Advise bank clients on full service banking products including but not limited to Consumer Banking, Business banking, Consumer Lending (Mortgage & Personal), Business Lending, Mutual Funds & Insurance Products (CA Insurance Licenses, Series 6 & 63 Licensed, Notary Public)

One Mortgage Network
Apr 2005 - Apr 2006Loan OfficerHigh Volume Office, Sales, Analysis of Qualifications and Placement of Potential Client with appropriate loan product, transaction coordination, LTV/DTI Ratios, escrow & title review, analysis, closing, marketing & client retention.

San Diego Realty, Inc.
Jan 2007 - Sept 2011Broker-Associate/REO Specialist (SDREOS)Increase client base by selling our liquidation real estate services to C level bank executives. Managed and Maintained superior Customer Service. Over first two years increased client base by over 400% which increased inventory and sales volume substantially. Negotiated contracts & managed files for risk management. Over 1,000 REO properties sold totaling approximately half billion in sales over 4 year period.

Keller Williams - SDREOS Team - Broker Associate
Jan 2010 - Sept 2011Broker Associate(SDREOS affiliated with KW) Increase client base by selling our liquidation real estate services to C level bank executives. Managed and Maintained superior Customer Service. Over first two years increased client base by over 400% which increased inventory and sales volume substantially. Negotiated contracts & managed files for risk management. Over 1,000 REO properties sold totaling approximately half billion in sales over 4 year period.

RP Realty Group
Jan 2011 - Dec 2012Broker & OwnerMarketing, Sales, Lead Generation, Prospecting, Appointment Setting, Market Valuations, Creative Solutions, Management and all aspects of running a business. Over $10MM in sales volume.

Kazork Asset Management (KAM)
Mar 2011 - May 2014Sr. Asset Manager/Team LeadIncrease Monthly Sale Quotas. Maintain relationships with C level bank executives to increase sales, inventory and maintain superior customer service. Manage, train, hire & fire asset managers. Manage, monitor & reporting with third party vendors to ensure proper maintenance of real estate assets nationwide. Increased sales and production by 300% within 6 months. Expanded team from two asset managers to six asset managers in less than one year to accommodate increase productivity. Manage & review contracts. Resolved escalated issues with borrowers and vendors. Reviewed and updated internal policies regarding state real estate laws and requirements regarding foreclosure & short sale in order to maintain legal compliance. Prepared assets for marketing, reviewed and resolved title issues, reviewed and approved vendor repairs & maintenance bids for accuracy and completeness. Show less

Homevana.com (Subsidiary of KAM, Inc.)
Jan 2012 - May 2014Consumer Relations / Technical & Operations DevelopmentStart-up Technology Company – SaaS. Worked directly with the web development team, CEO and attorney to update software systems based on real time user feedback. Researched laws regarding real estate disclosure requirements and advise with legal team. Created marketing materials and customer tutorials. Implemented processes and design flows for web and software development teams. Generated leads, explain features and sold benefits of software to end-users. Cultivated the first group of live users for beta testing. Excellent customer service and support. Show less

RPGandCo & Century 21 Award-Superstars
Jan 2014 - Jan 2016Broker / Sales & Team ManagerRecruit, train, coach and manage a team of 20+ real estate agents and back office support team. Monitor and track all lead generation systems & budgets. Set goals, manage expectations and execute daily plans to meet and exceed goals both short and long-term goals. Review contracts & address contractual issues with team agents & co-agents/brokers. Resolve difficult contractual conflicts and situations with team agents, clients & co-agents/brokers. File reviews & contract management to ensure broker compliance. Show less

Consumer 1st Financial - Mortgage Financing
Jan 2015 - Jan 2017Co-OwnerIn order to server our customers better and offer simplicity with an amazing consumer experience we started our own mortgage company, Consumer 1st Financial. We partnered with an experienced mortgage organization who's been successful in the mortgage space for nearly 15 years. We're now averaging 10+ loans per month while providing our team and our customers a superior all around real estate transaction and experience.

Home Bay
Jan 2016 - Jan 2021Director of Product Development & Agent Operations / High Growth Start-UpPropTech early start-up employee. Lead multiple teams (Sales, Customer Service, Product Development, etc). Raised +$20M in funding. Coordinated systems, procedures and headed expansion into 6 states outside of CA (TX, FL, GA, IL, CO & WA). Grew team from 5 employees to over 50 employees. Increased revenues over 10X.

Renovation Realty
Jan 2016 - Jan 2016Broker Associate & San Diego Team ManagerWe are a Full Service Real Estate Brokerage and Construction Company. We provide our clients true and tangible value during the sale of their home so that they can get top dollar at closing. We sell a lot homes without doing any construction or modification - these clients just simply prefer having peace of mind during their escrow & inspection periods. We also sell a lot of homes for our clients that we have added a tremendous amount of value from simple cosmetic upgrades to complete gut and renovations. Our no up front cost renovation services are top notch. Please contact me for more information or to schedule a no obligation review of your home. Show less

Home Bay Financial (Subsidiary of Home Bay)
Jan 2019 - Jan 2021Sr. Sales Manager - Mortgage Financing
Zonda
Jan 2020 - Apr 2023Director Of Business Development
J.D. Power
Apr 2023 - nowGroup Account Manager, Business Development
Licenses & Certifications
- View certificate

How to Use Generative AI: Building an AI-First Mindset
LinkedInJun 2025 - View certificate

Residential Mortgage Loan Originator License
California Department of Real EstateApr 2015 - View certificate

Cold-Calling Directors and Executives
LinkedInApr 2023 - View certificate

JDPEV01 - J.D. Power EV Expert Certification
RockEDFeb 2025 - View certificate

Real Estate Brokers License
California Department of Real EstateMar 2006 - View certificate

Strategic Thinking Tips to Solve Problems and Innovate
LinkedInJun 2024
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