Md. Mojammel Hoque FCCA

Experience

• 

  A. Qasem & Co. Chartered Accountants (EY Bangladesh)

  Aug 2006 - Oct 2007

  Articled Student

  • Statutory audits (external audit) in different clients of the firm including Apollo Hospital Dhaka, Bangladesh Bank, Alico Bangladesh Ltd, GlaxoSmithKline Bangladesh Limited;• Management services (consultancy) to different reputed firms including Unilever Bangladesh Ltd.

• 

  Dhaka Bank Limited

  Oct 2007 - Nov 2014

  • Core risk management including credit risk, foreign exchange risk, asset liability risk, money laundering risk, internal control risk and information technology risk of the bank;• Risk audit for assessing the implementation status of the core risk guidelines introduced by Bangladesh Bank and suggest the appropriate authority to take corrective actions; • Capital management of the Bank (implementation of Basel accords);• Monitoring and arranging credit rating of the borrowers of the Bank;• Reporting: Risk Management Paper, Stress Testing, Gap Analysis, ICAAP, TICM to BB. Show less Internal Control & Compliance Division:General Audit & Inspection:• Carrying out audit of general banking operations including checking cash & vault limit, clearing cheques, security instruments handling, customer services, locker facilities, account opening etc.• Auditing credit files whether all the formalities and rules & regulations been complied in processing the customer application and sending proposal to HO; • Scrutinizing the loan documentations to determine whether the Bank got good title of the properties or instruments and report any deviations;• Checking stock report, visit report and the insurance certificates as per the sanction advice of the HO and surprise visit of the customer premises to find actual position of the borrower;• Finalization of Audit/Inspection Reports from and preparation of Executive Summary thereon;• Submission of Executive Summary on Comprehensive & Surprise Inspection Report to the Managing Director & CEO and Audit Committee of the Board of Directors;• Preparing and assigning Risk Ratings upon the Branches after completion of the audit/inspection;• Assessing the working standard, control system and other loopholes in the business operations of the Branches or Divisions and suggesting remedial actions thereon.Special & Forensic Investigation/Inspection:• Carrying out special & forensic investigation/inspection on fraud-forgeries, defalcation, allegations or any other specific unauthorized transactions especially check forgery, forgery in secured overdraft, forgery in encashment of FDRs, forgery in cash deposit for DPS, utility bills etc.;• Detected internal financial forgeries during the normal course of audit and reported to senior management and Managing Director & CEO and to the Audit Committee of the Board;• Report writing on the findings of the special & forensic investigation/inspections for the Managing Director & CEO and Audit Committee of the Board of Directors. Show less

  • Assistant Vice President

    Feb 2013 - Nov 2014

  • MTO to Senior Principal Officer

    Oct 2007 - Jan 2013
• 

  Modhumoti Bank Limited

  Nov 2014 - Oct 2023

  Vice President & Deputy Head of Risk Management Division

  Risk Management Division: Duties/Responsibilities: • Planning, organizing, supervising and monitoring the works of Risk Management Division;• Supervising the preparation of monthly and Comprehensive Risk Management Reports (CRMR) including reporting to the Management, Board (BRMC) and to regulator;• Ensuring Internal Capital Adequacy Assessment Process (ICAAP) statement on yearly basis considering nine other risks for determining total capital in addition to the MCR;• Review report on the risk management policies & effectiveness of risk management function; • Preparing Risk Appetite Statement for the Bank on yearly basis considering the risk appetite of the Board and senior management and monitoring risk limit and appetite round the year;• Arranging Annual Risk Conference of the Bank and ensuring risk related training to the desk level officials across the Bank. Treasury Mid-Office (Risk Management Activities): (2015 to till date)• Planning, organizing, supervising and monitoring the works of Treasury Mid-Office;• Preparing and supervising all counter party limits through Internal Rating;• Supervising preparation of treasury limits approval, renewal and Excess Over Limits Reports; • Reviewing and processing any temporary limit requirements; • Reviewing and reporting various risk elements like liquidity risk, market risk, interest rate risk, earning risk and counter party risk etc. Show less

• 

  Pubali Bank Limited

  Oct 2023 - now

  Deputy General Manager