Dragan Panic

Experience

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  Lighthouse Consulting

  Feb 2013 - Mar 2013

  Web content writer/editor

  Running and administrating the official Facebook page of the agency

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  Ninamedia

  Oct 2014 - Dec 2014

  Market Research Assistant

  Part-time job, market and public opinion research about different issues, data entry for computer processing

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  Crédit Agricole Srbija

  Jul 2015 - Nov 2019

  - Appointed by the Bank's Executive Board as the Money Laundering Reporting Officer (MLRO), responsible for implementation of the Law on prevention of money laundering and terrorism financing and supporting legislation, as well as reporting suspicious transactions to the responsible national authority- Responsible for harmonization of Bank's processes and procedures with national legislation related to anti-money laundering (AML) and creating an internal list of suspicious transactions indicators- Daily communication with the national authority - Administration for prevention of money laundering- Presenting results to the Bank's Board of Directors- Creating quarterly and annual reports related to the prevention of money laundering, as defined by the National Bank of Serbia- Member of Credit Agricole Serbia talent pool Show less - Performing controls in accordance with the annual Compliance control plan- Performing due diligence analysis of clients- Analyzing potentially suspicious transactions in terms of AML- Performing identification of clients with complex ownership structure- Active participation in several of bank's ongoing projects- Daily communication with Group Financial security department from Paris, France- Creating trainings for employees- Presenting the relevant matters at the bank's committees to the members of the senior management- Attended two seminars held in the Credit Agricole S.A. headquarters in Paris, related to International Sanctions and Compliance Show less

  • MLRO - Compliance Division

    Oct 2018 - Nov 2019

  • Compliance - International Sanctions and Financial Security Manager

    Mar 2017 - Sept 2018

  • Internal Auditor

    Jan 2016 - Mar 2017

  • Internal Audit Intern

    Jul 2015 - Dec 2015
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  Wolf & Wolf Technologies

  Nov 2019 - Feb 2023

  - Managing all phases of product integration, from Research to Post-integration monitoring- Conducting cost-benefit analysis for new and existing products- Creating policies and procedures related to Product management- Acting as a link between different stakeholders (CEO, Dev Team, Finance, Compliance, Sales, Product providers) - Creating user stories based on the agile methodology, in line with the product requirements- Conducting live testing on the production environment- Performing benchmark analysis and monitoring of new trends in the Fintech industry- Creating quarterly reports for the Management Show less - Working for an EU-licensed (Lithuanian) financial institution/fintech company;- Responsible for the process of regulatory checks that need to be carried out prior to establishing business collaboration with merchants;- Ongoing due diligence of merchants and their activity;- Analysis of merchants' transactions and reporting to the CCO on suspicious transactions in terms of ML/TF;- Tracking regulatory changes in AML/CTF area;- Harmonizing internal procedures with applicable legislation in AML/CTF domain;- Contributing to the improvement of the KYC/AML processes in the company;- Creating various reports for the company's CCO- Active participation in development of internal AML tools with the Development department Show less

  • Product Risk Manager / Product Owner

    Aug 2021 - Feb 2023

  • Senior KYC/AML Officer - Compliance Department

    Nov 2019 - Jul 2021
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  Banking Circle

  Feb 2023 - now

  AML Business Analyst / External Consultant

  - Ran the project of implementing the new mechanism for detection of the high risk clients, based on the clients' actual behavior, derived from different predefined parameters and AI- Ongoing evaluation of the company's transaction monitoring system, with focus on efficiency and proposing solutions for improvements of the system's performance (reduction of false positive hits and detection of new potentially suspicious patterns)- Conducting mapping and maintenance of AML processes and data points- Implementation of the new API-based solution for the client name screening process (PEP/Sanctions/Adverse media/Company information changes)- Introducing a new system for tracking the suspicious activity reports (SAR) across different jurisdictions and FIUs- Conducting data and quality analysis including data mapping reviews, data validation and remediation- Being a part of a team in charge of a wide-scale task of replacing the company's accounting software. Synchronizing different requirements from multiple stakeholders (Finance department, Group and other Group's entities, Procurement, Risk) Show less