Ashona Husbands

Experience

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  Procurement and Contract Solutions, LLC

  Sept 2016 - Mar 2017

  Intern

  • Tasked with researching legal issues and precedents, drafting memos, contracts, pleadings, and other documents, as well as reviewed and analyzed documents and evidence.• Attended meetings, hearings, depositions, and trials; communicated with clients, witnesses, experts, and other parties; aided lawyers with case management and administration.• Cooperated with clients and helped with court case preparation; conducted additional research for attorneys and scheduled appointments.

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  Coca-Cola Bottlers'​ Sales and Services

  May 2018 - Sept 2018

  Service Desk Analyst

  • Logged resolutions, organized documentation, closed out inquiries, and conducted follow-up to maintain end user satisfaction levels.• Escalated end-users to second level support or appropriate department team as required; monitored and re-directed concerns to available resources.• Responded to high volumes of first-level email and phone interactions, and effectively administered effective resolutions to common customer issues.• Addressed service desk requests over the phone, email, and in person; tested and updated existing software; ensured proper use of applications, products, and company services.• Crafted recommendations to facilitate business solutions and mitigate future issues; partnered with internal departments to ensure that IT needs and service desk requirements were met. Show less

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  AmeriSave Mortgage Corporation

  Sept 2020 - Jul 2021

  Junior Underwriter

  • Collaborated with Underwriting Department to investigate credit reports, assess financial statements, and analyze tax returns, sales contracts, titles, property appraisals, and any associated documentation.• Operated as primary liaison for the Underwriting Team, Lead Underwriter, and Home Mortgage Loan Officer; received and conveyed key information to necessary teams verbally or via email memo in timely fashion.• Assessed all relevant disclosures and loan applications for discrepancies in accordance with company guidelines and compliance regulations.• Identified, escalated, monitored, and oversaw various loan underwriting processes to reach deadlines under strict time frames for underwriting team.• Compiled, certified, and organized documents into appropriate loan files; ensured loan applications, credit reports, title policies, financial statements, and appraisals are precise and up to date.• Scanned, cleared, rejected, and added conditions as required prior to underwriter turn times; finalized underwriting loan conditions in accordance with company protocol.• Supported a senior underwriter across the consumer loan process, reviewed customer loan applications for accuracy, and analyzed credit reports to determine the creditworthiness of an applicant.• Evaluated loan documents to ensure accuracy and completeness; led risk assessments on prospective loan recipients backed by credit rating, borrowing history, and other specific risk factors.• Investigated and resolved issues along the application process; assisted funding operations of the business by completing tasks related to securing financing for loans. Show less

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  Hiscox USA

  Jul 2021 - now

  Underwriter

  2023 HUC Underwriter of the Year • Address, configure, or reject risks based on a comprehensive business review scrutinizing loss history, policyholder tenure, web resources, related policies, and nature of risk in compliance with company guidelines, standards, and state laws.• Forge productive relationships with brokers to comprehend and identify trends in the external marketplace; facilitate underwriter performance within established standards and establish priorities that engage marketing, underwriting retention, and service objectives.• Consult with brokers routinely on company and industry policies spanning loss control, loss mitigation, and marketing opportunities;• Achieve a consistent underwriting turnaround time of 24 hours, modeling punctual and accurate performance; foster strict compliance with underwriting guidelines and regulatory requirements.• Formulate accurate quotes for 4.1K+ new business submissions and lock 950+ accounts into a 23.5% bind to quote ratios; garner consistent recognition as a leading producer who routinely surpasses day to day production objectives by 30%.• Bind $2.2M for gross written premium in 2023, alongside writing multi-million sums for various parties, including Miscellaneous Professional Liability (up to $10M in revenues), Architects and Engineers ($10M in construction values), General Liability Package ($3M in revenues), and Commercial Crime Package for 100 employees.• Forge and maintain strong regional relationships with Northeast brokers, generating new business opportunities, expanding clientele, and maintaining company reputation. • Discover and leverage nascent opportunities to cross sell additional products by informing clients of insurance policies and coverage through tailored recommendations.• Administer referrals and test accounts to newly hired applicants for training; mentor and guide newly onboarded recruits on company processes and underwriting protocol. Show less