Avinash Avalkanthe

Experience

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  Abhiram Enterprise

  Oct 2020 - Sept 2022

  Accountant

   Handled all types sale purchase order, Invoice entry, GSTR-1, GSTR-3B filling in offline, Handled bank reconciliation statement, Audit assistant, Inventory management, Bills payable bills receivable Ensuring payments, amounts and records are correct. Day to day stock update,

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  Chellaram Hospital Diabetes Care & Multispeciality

  Nov 2022 - Nov 2024

  Billing & Cashier

   Collect cash as per tariff entered in the software. Ensure that the billing for the cash as well as credit (corporates/research/guests) Etc. is done in the system on the same day. Deposit the cash to the vendor and receive acknowledgement. Tally the cash receipts at the end of the duty and maintain record. Solve the customer grievances if any with the help of the vendor (Ideally this part also has tobe given to the vendor representative).

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  SMFG India Credit

  Sept 2023 - Nov 2023

  Management Intern

  Credit & KYC Process of business loans in NBFC

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  U GRO Capital

  Feb 2024 - Jan 2025

  Business Development Manager

  Business Development:1. Identify and acquire new business opportunities through networking, referrals, and market research.2. Build and maintain relationships with existing clients, intermediaries, and partners.3. Develop and execute business plans to achieve sales targets and expand market share.Sales and Marketing:1. Promote business loan products to SMEs, MSMEs, and corporate clients.2. Conduct market research to identify emerging trends and opportunities.3. Collaborate with internal teams (credit, operations, risk) to ensure seamless customer experience.Client Relationship Management:1. Develop and maintain strong relationships with clients, understanding their business needs.2. Provide tailored financial solutions, ensuring client satisfaction and retention.3. Resolve client queries and concerns in a timely and professional manner.Credit and Risk Management:1. Ensure adherence to credit policies, guidelines, and regulatory requirements.2. Analyze financial statements, credit reports, and other relevant documents.3. Collaborate with the credit team to assess creditworthiness and risk. Show less

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  Bajaj Housing Finance Limited

  Dec 2024 - now

  Credit Officer

  Key Responsibilities:Credit Evaluation1. Evaluate housing loan applications, assessing creditworthiness and risk.2. Analyze financial statements, credit reports, and other relevant documents.Risk Assessment1. Identify potential risks and management in loan applications.2. Assess the borrower's repayment capacity and credit history.Credit Decisioning1. Make informed credit decisions, recommending approval or rejection of loan applications.Compliance and Risk Management1. Ensure adherence to credit policies, guidelines, and regulatory requirements.2. Monitor and report on credit portfolio performance and risk metrics.3. Identify and escalate potential credit risks to management.MIS Update 1. EOD PD & RCU(FCU) Update Report Show less