Santosh Shetty

Experience

• 

  Standard Chartered

  Oct 2002 - Oct 2004

  Officer

  Working for CLPU (Central Loan Processing Unit) Handling Disbursement activities of Auto Loan & Personal Loan.Reconciliation of 17 a/c viz GR a/c, Disbursement A/c, PDC Mgmt Account, Collection A/c.

• 

  HDFC Bank

  Oct 2004 - now

  Moved to Wholesale Banking Operation in Credit Administration Department.Handling a unit of cam updation unit as a Team Leader.Processing the approved cams of Corporate Banking, Emerging Corporate Group and Capital Market Business.Primary responsibility is to check the cams for correctness and completeness.Updation of cams in system for Security, Facilities and capturing of Critical Regulatory Information.Tracking of deferrals, and covenants as stipulated by credit for future reference.Close coordinaton between Business and Credit for processing of cams.Ensuring data is maintained with accuracy for submission regulators.Handling a team of 20 staff and responsible for end to end processing of cams. Show less Handled a team of 20 Bank Staff as a Branch Operation Manager for Retail Asset operation.The products handled Personal Loan, Business Loan, Auto, Two Wheeler and Used Car Loan, Consumer Durable Loans.Ensuring the TAT is met for all the products with minimal error.Close monitoring of staff to have the quality procsseing with the TAT.Close coordinaton between Business and Credit on regular intervals on the volumes expected and provide necessary support.Regular Visits given to dealership to understand the customer expectations and accordingly making the changes in processing of cases.Introduced many process with in the team for priority processing of the cases as per the business requirements. Show less Handling the team of 5 Bank Staff as a Branch Operation Manager, the primary responsibility is to take care of the processing of Commercial Vehicle, Commercial Equipment, Health Care Finance and Retail Asset Collection processing.The role requires to have the coordinaton between Business and Operations for smooth processing of files for disbursal.Ensuring the team has been imparted with the requisite training on processing of files.To give dealer visit with Business and Credit to understand the market dynamics and incorporate necessary changes in the processing to suite the customers expectations.I was part of a team to develop a system for the end to end processing of files from login to disbursement.Handled the collection activities of allocating the amount to customers loan on the basis of details shared by collection agencies. Show less Handling the disbursement of Personal Loan, Vehicle Loan.Ensuring KYC documents are checked at the time of processing the case.Management of CPA of 14 staff who was involved in the initial processing of the files.Ensured processing TAT is achieved by keeping the proper checks and control.Ensuring proper coordination between Sales and Credit for processing of the cases.Handling the processing of Insta Personal Loan for Pan India Location.Ensuring cases are received through mail are tracked and processed within the stipulated TAT.Handling the team of 20 processing staff and ensuring processing TAT has been achieved. Show less

  • Deputy Vice President

    Dec 2021 - now

  • Assistant Vice President

    Oct 2018 - Nov 2021

  • Senior Manager

    Oct 2014 - Sept 2018

  • Manager

    Oct 2010 - Sept 2014

  • Deputy Manager

    Oct 2007 - Sept 2010

  • Assistant Manager

    Oct 2004 - Sept 2007
• 

  HDFC Bank

  -

  Deputy Vice President