Jonathan S.

Experience

• 

  CDS Global

  Feb 2000 - Jul 2011

  Industrial Engineer/Performance Pay Plan Administrator

  Developed/administered variable compensation plans for operations teams and presented production data reports and analyses to the CFO. Created a VB application with an MS Access interface for automated creation and FTP of a text file to the client site, with automated email notifications of success/failure. Also developed /implemented/maintained 75+ Access databases and Visual Basic applications.▪ Implemented/Configured Infor (Epiphany) CRM product, using Infor Studio, SQL Server 2005, and developed custom reports using Crystal Reports/Business Objects. ▪ As a Key contributor in a new 3rd party vendor online time and attendance software implementation (Cybershift)▪ Administered variable compensation plans, saving $500,000 annually.▪ Created client-facing template using Excel/VBA to automatically upload data to the legacy systems, which produced over 1,000 hours annually in re-deployable labor hours. Show less

• 

  Wells Fargo

  Jul 2010 - now

  Applied analytical and technical skills to compile and analyze data from disparate sources with imperfect data to identify payment fraud attacks and developed payment float strategies for loss mitigation, accounting for multiple risks (Operational, Reputational, Financial). Created regular monitoring and automated alerts for strategy performance and identification of new fraud trends.Key contributor in exploring 3rd party vendor options to validate ownership of payment accounts and presented recommendations for new payment risk strategies to senior management. Performed impact analysis for FICO and Relationship Risk Index (RRIg4) model conversions. The team lead for the credit abuse and payment risk first-party fraud team and the point person/SME for payment risk on the real-time credit payments project team.▪ Performed Minimum Ability to Pay (MAPLine) calculation/strategy as per the Card Act requirement and the retail card payment risk strategies (in addition to Consumer Card, Personal Lines and Loans, Dillard’s, and Hotels.com).▪ Project Leader of the Credit Abuse and Payment Risk First Party Fraud Team and the point person for hiring and mentoring new hires or less experienced team members.▪ Key Risk partner on Enterprise-level projects: Real-time payments (CC PAY), Payment Reinvention, Product Simplification, and implementation of FICO decision engine for multiple account management functions. Show less Create the monthly reports in Wells Fargo Home Mortgage (WFHM) for Held for Investment (HFI) and Held for Sale (HFS) datasets (owned portfolio) to the G/L reports. Also created various monthly/quarterly SAS-based processes to build a corporate risk data mart used by the entire risk team. As a member of the CLRTY project team was responsible for combining data from all lines of business into a single data mart▪ Performed ad-hoc analysis and research on the Wells Fargo Home Mortgage (WFHM) data mart utilizing SAS. Also administered and supported several automation databases that generated hundreds of PowerPoint files and a 10,000+ page .pdf document▪ Added automated download and data compilation from HUD/FHA website, using VBA/Access automation, saved 200 labor hours annually. ▪ Home Equity Enterprise Matching (EM Links) project member representing WFHM as subject matter expert and developer, the team received a Team Impact Recognition award. Show less

  • Executive Director/Senior Lead Credit Risk Officer

    Dec 2014 - now

  • Vice President - Risk Management Consultant I|

    Jul 2010 - Dec 2014