Cindy Taavola

Experience

• 

  Michigan Technological University

  May 2005 - Jan 2006

  Instructor - Summer Youth Program

  For two summers I designed and facilitated Summer Youth courses on the topics of Finance and Business. Organized education field trips to enhance students' learning experience by demonstrate real-world application of classroom concepts. Effectively managed course budgets.

• 

  Verizon Wireless

  Oct 2007 - Jan 2013

  Retail Sales Representative

  A store leader in various key performance indicators. Discovered customer's needs and recommended total solutions. Provided support for technical and billing questions. Winner of first annual "Lunch of Champions", Regional "Rockstar" finalist, and winner of various weekend sales contests throughout the years.

• 

  Superior National Bank

  May 2013 - now

  In this new role, I will continue overseeing the talented credit analyst team while taking on new challenges and strategic projects to drive growth and efficiency. I'm eager to leverage my expertise to deliver impactful results and foster collaboration across the organization. Looking forward to what's head. Adept at managing multiple projects, while providing leadership to a growing team. Substantial experience with commercial underwriting, CECL methodology, OREO management and the disposal strategies, and collections management. Expertise also includes audit and examination process and the resolution of findings and criticisms. Was responsible for contributing to the loan decision-making process and completing complex credit analysis on new and existing clients for the bank. Provided assistance in maintaining files and preparing for audits. Began to take on a leadership role in the department and training of new Credit Analysts. Prepared financial statement spreads for tax returns and financial statements. Processed annual reviews and prepared credit memos for loan approvals. Suggestions for risk rating and identifying loan policy and regulatory exceptions. Performed duties of Appraisal Analyst as needed. Also ordered and reviewed commercial and residential real estate appraisals.

  • VP Credit Manager

    Jan 2025 - now

  • Assistant Vice President/Credit Manager

    Feb 2021 - Jan 2025

  • Senior Credit Analyst

    Jan 2016 - Feb 2021

  • Credit Analyst

    May 2013 - Jan 2015
• 

  Finlandia University

  Jan 2018 - Jan 2018

  Adjunct Instructor

  Served as an Adjunct Instructor for undergraduate Corporate Finance, delivering engaging lectures, designed curriculum, and providing students with a comprehensive understanding of financial principles. Created a dynamic learning environment fostering critical thinking and practical application of financial concepts. Received positive feedback for effective communication and commitment to students' academic development.

• 

  Supernova Yoga

  Jan 2021 - Oct 2022

  Yoga Instructor, RYT 200

  Conducted weekly yoga session, delivering expert instruction in Yin Yoga to foster students physical and mental well-being. Additionally, managing student check-ins and operated POS systems, ensuring a seamless administrative process.

• 

  Fresh Coast Yoga

  Feb 2022 - now

  Yoga Instructor, RYT 200

  Conducted weekly yoga sessions, delivering expert instruction in Yin Yoga, Yoga Nidra, and Restorative Yoga. Developed and implemented unique yoga workshops designed to reduce stress, enhance mindfulness, and build a sense of community.

• 

  Spring Brook Holistic Wellness

  Jan 2024 - now

  Holistic Coach & Founder

  At Spring Brook Holistic Wellness, I am passionate about guiding individuals toward balance and well-being. Through personalized coaching, yoga, and holistic practices, I help clients reconnect with their inner strength, foster self-awareness, and create sustainable paths to a healthier, more fulfilling life.