Omar Assem

Experience

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  Arab African Int. Bank

  Jul 2007 - Aug 2010

  Retail Credit Admin

  •File and maintain records of all credit requests•Assess the client financial position, flow of income and overall credit worthiness.•Scrutinizing the documents submitted by loan customers for authenticity and validity .•Monitor loan accounts for loan disbursements and re-payments •Coordinate with on-field sales team •Maintain a complete portfolio of all loan applications, customer profile, payment records, and update the same in bank's online system •Enter all transaction in the records and accounting journals Show less

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  HSBC

  Sept 2010 - now

  Corporate Credit Admin Approver

  •Correctly and accurately approve securities on system related to corporate customers and ensure that they are valid and in accordance to related approval.•Correctly and accurately approve limits for corporate customers in line with their elated approval.. Approve pricing and commission on the banking system for corporate customers.•Following up and updating limits against the respective sales and exports contracts in hand in liaison with credit officer.•Following up limits against assignments of contracts in hand in liaison with credit officer.•Handling the daily draw down and settlements requests under customers loan line as well as collection of the respective administrative or management fees (if any).•Checking exception reports and takes the necessary action on daily basis (daily action report, expiring securities).•Comply with group polices, regulatory requirements and maintaining internal control standards.•Loading and updating limits related to non relationship customers.•Full responsible over handling the facilities related to SME customers (loading, reporting, updating securities, commission & preferential).•Handling all insurance policies securing existing and their renewal. Show less