Heather Terry (Bartlow), CAMS

Experience

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  Allstate

  May 2013 - Aug 2013

  Internal Audit Intern

  -Organized and executed client meetings with HR leadership-Presented on-boarding recommendations to the internal audit department-Designed the Visio process flow included in the final audit report -Contributed significantly to a high-profile human resource audit -Collaborated with Deloitte’s audit engagement team

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  Deloitte and Touche LLP

  Jun 2014 - Jul 2014

  Advisory Business Risk Intern

  -Executed IT and business process control SOX testing -Assisted with client meetings -Created data request list for engagement-Communicated findings to Deloitte team and client contacts

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  Deloitte and Touche LLP

  Sept 2015 - Jan 2019

  Senior Consultant | Advisory | Business Risk

  Anti-Money Laundering and Compliance(Financial Services)- Managed a large global team which analyzed various New Product Approvals (NPA) for high, medium, and low risk products and identified the corresponding AML risks associated with each- Learned and specialized in AML functional areas (KYC, Transaction Monitoring, Sanction Screening, Target Market, and Third Party)- Identified gaps in the existing AML control infrastructure- Communicated findings to bank leadership on both a daily and weekly basis- Created and validated product-specific Corrective Action Plans to mitigate the gaps identified- Built and managed workpaper, narrative, request tracker, and report templates- Wrote a Testing Methodology and Procedural Guide which were used to rationalize all testing performed, document the review scope and approach, and demonstrate the team’s strategy- Created AML Sanctions Standard Review Program from Client policies/procedures- Created and lead AML training in the United States, Costa Rica, and India- Performed quality control assessments of team’s documentation- Led effort to gain data clearances from Legal and Compliance teams across 40 countries- Executed Compliance program transformation to comply with regulatory requirementsInternal Audit(Healthcare) - Assisted with formal risk assessments and subsequent delivery to client- Oversaw and executed control testing for both business process and IT controls- Wrote testing and process narratives explaining the purpose and procedure of testing various entity-level controls- Mapped control processes, conducted walkthroughs to understand each entity’s unique processes, discussed testing findings, and offered effective compliance based solutions Show less

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  CIBC US

  Jan 2019 - now

  - Lead Regulatory Compliance audits to uncover unmitigated risk and/or areas of performance and process improvement using a risk-based approach- Manage a team of auditors to deliver quality audit testing, reports, and recommendations in partnership with the first and second lines of defense- Apply knowledge of US regulatory landscape (heavily focused in AML/CTF requirements) across legal entities to effectively execute audits and provide meaningful analysis- Routinely engage with executive leadership at the Bank to develop innovative solutions and risk mitigation strategies- Present key milestone updates and findings to Bank leadership, including C-level employees- Lead independent validation of management remediation efforts- Strategize with leaders across legal entities to improve the effectiveness and value of the global audit function Show less

  • Managing Director | High Risk Client Review | US AML FIU

    Jan 2023 - now

  • Associate Managing Director | High Risk Client Review | US AML FIU

    Sept 2021 - Mar 2023

  • Associate Managing Director | Regulatory Compliance | AML Audit

    Jan 2021 - Sept 2021

  • Team Lead | Regulatory Compliance | AML Audit

    Jan 2019 - Jan 2021