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Edward Kramer, CFP®

Edward Kramer, CFP®

Gas Station Cashier

Followers of Edward Kramer, CFP®1000 followers
location of Edward Kramer, CFP®Fredericksburg, Texas, United States

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  • Timeline

  • About me

    President of SSB&T Wealth Management

  • Education

    • Fredericksburg High School

      1996 - 2000

    • Texas Tech University

      2000 - 2004
      Bachelor’s Degree Personal Financial Planning

      Activities and Societies: Texas Tech Goin' Band; Financial Planning Association

    • California Lutheran University

      2012 - 2015
      Master of Business Administration (M.B.A.) Business Administration and Management, General

      Activities and Societies: Sigma Beta Delta Honor Society The mission of Sigma Beta Delta is to encourage and recognize scholarship and accomplishment among students of business, management and administration, and to encourage and promote aspirations toward personal and professional improvement and a life distinguished by honorable service to humankind. Sigma Beta Delta was established to honor students who have attained superior records in business programs in schools and colleges with regional accreditation.

  • Experience

    • JEK'S Pit Stop, Inc.

      Jan 1995 - Aug 2000
      Gas Station Cashier

    • Sky Ranch

      May 2001 - Aug 2001
      Summer Camp Counselor

    • Texas Tech University Health Sciences Center

      Sept 2001 - May 2002
      Work Study Student

    • Gaschen, Johnston, and Barnes, LLC

      May 2002 - Jun 2003
      Intern

    • Strategic Wealth Management

      Jan 2003 - Jun 2003
      Intern

    • Abacus Planning Group, Inc.

      Jun 2003 - Aug 2003
      Financial Planning Intern

    • Abacus Planning Group, Inc.

      Aug 2004 - Sept 2009
      Financial Advisor

    • USAA Wealth Management

      Sept 2009 - Feb 2014

      • Wealth Manager

        Sept 2010 - Feb 2014

      • Financial Planner

        Sept 2009 - Sept 2010

    • Abacus Planning Group

      Feb 2014 - Aug 2023
      Senior Financial Advisor

    • California Lutheran University

      Jan 2018 - Aug 2021
      Adjunct Professor

      California Lutheran University is considered to be among the country's most intensive and comprehensive master-level programs for financial planning. I am teaching a course in Track 2 designed for students pursuing their MBA who currently hold the Certified Financial Planner(R) Designation. The Social Psychology of Leading Clients teaches students that influencing financial planning clients is a leadership event. Understanding the influential tactics that clients respond to is one of the key success skills financial planners must master. Understanding the values that their clients have, how to identify those values, understand the goals of the clients, and succeed in getting clients to change their spending, saving, and learning strategies to achieve those goals is crucial to helping both planner and client succeed. This course focuses on the social psychology of leading and influencing clients through behaviors that the planner displays, developing skills in evaluating client values, and preparing a plan for further development of their leadership skills. The course emphasizes theoretical approaches and models as well as practical application relevant for financial planners. Using a combination of readings, online class discussions, and execution of a term project, students will gain key skills and understanding of financial planning client behaviors related to achieving financial goals. Show less

    • SSB&T Wealth Management

      Aug 2023 - now
      President

      SSB&T Wealth Management is a fee-only financial planning and investment advisory firm that provides wealth counsel to individuals, families, and businesses. We offer a thoughtful and transparent perspective on the financial planning process in conjunction with an evidence-based approach to investing.

  • Licenses & Certifications

    • Certified Financial Planner(R) Professional

      Certified Financial Planner Board of Standards
      May 2006
      View certificate certificate

  • Honors & Awards

    • Awarded to Edward Kramer, CFP®
      Sigma Beta Delta Honor Society Sigma Beta Delta May 2015 Membership in Sigma Beta Delta is the highest national recognition a business student can receive at a college or university with a Sigma Beta Delta chapter. To be eligible for membership, a business student must rank in the top 20 percent of the junior, senior or graduate class and be invited to membership by the faculty officers.

  • Volunteer Experience

    • Personal Financial Planning Alumni Advisory Board - President

      Issued by Texas Tech University on Aug 2013
      Texas Tech UniversityAssociated with Edward Kramer, CFP®