Paul Steffeck

Experience

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  National City Bank

  Feb 2008 - Mar 2009

  Licensed Office Manager

  • Manage branch sales by establishing practices to attain new customer relationships and maintain existing relationships• Develop staff through on going coaching to ensure superior quality above bank standards• Analyze financial data to develop complex personalized solutions• Coordination of staffing for peak business hours and employee availability• Ensure that established policies and procedures are followed and delegating responsibilities as needed•Originate investment sales to meet branch investment revenue goals Show less

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  PNC

  Mar 2009 - Oct 2011

  Assistant Branch Manager

  • Manage branch sales by establishing practices to attain new customer relationships and maintain existing relationships• Develop staff through on going coaching to ensure superior quality bank standards• Plan, direct, and control the branch sales operations• Analyze financial data to develop complex personalized solutions• Coordination of staffing for peak business hours and employee availability• Ensure that established policies and procedures are followed and delegating responsibilities as needed•Branch Lending Champion: individual lending 1.8 million, branch lending 4.1 million•Regional Consumer Credit Champion – Developed branch lending staffs for 19 branches thru new lender training and mentoring. Ensured that all branches attained there unit, funding, credit card and payment protection monthly, quarterly, and annual goals. Show less

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  Heartland Bank and Trust Company

  Oct 2011 - Apr 2012

  Branch Manager/Loan Officer

  • Manage branch sales by establishing practices to attain new customer relationships and maintain existing relationships• Develop staff through ongoing coaching to ensure superior quality bank standards• Analyze financial data to develop complex personalized solutions• Coordination of staffing for peak business hours and employee availability• Logistical coordination of multidepartment equipment and building maintenance updates• Analyze vendor services, negotiate contracts, and schedule deployment to maximize resources for the benefit of smooth operation and cost savings at the facilities• Plan, direct, and control the branch sales operations• Ensure that established policies and procedures are followed and delegating responsibilities as needed• Fiscal analysis and planning to allow for sponsorships and promotional bank events• Selection of sponsorships and organizations to better enhance the image of the corporation• Originate residential, commercial, and SBA loan applications through outside solicitation of brokers, real estate agents, attorneys and bank customers.• Monitor the expedient processing of loan applications through regular contact with lending assistants.• Assisted with Bi-Weekly payroll to ensure that all employees were paid as expected and on time. Show less

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  Bank of Indiana

  May 2012 - Oct 2013

  Community President

  • Manage community markets sales by establishing practices to attain new customer relationships and maintain existing relationships• Develop staff through ongoing coaching to ensure superior quality bank standards• Analyze financial data to develop complex personalized solutions• Coordination of staffing for peak business hours and employee availability• Logistical coordination of multidepartment equipment and building maintenance updates• Analyze vendor services, negotiate contracts, and schedule deployment to maximize resources for the benefit of smooth operation and cost savings at the facilities• Plan, direct, and control the community’s sales operations• Ensure that established policies and procedures are followed and delegating responsibilities as needed• Fiscal analysis and planning to allow for sponsorships and promotional bank events• Selection of sponsorships and organizations to better enhance the image of the corporation• Originate Agricultural, Farmer Mac, Commercial, and SBA loan applications through outside solicitation of brokers, attorneys and bank customers.• Monitor the expedient processing of loan applications through regular contact with credit analysts.• Assisted with Bi-Weekly payroll to ensure that all employees were paid as expected and on time. Show less

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  First Farmers Bank & Trust

  Oct 2013 - Mar 2015

  AVP, Commercial/Ag Lender
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  Unity Bank

  Apr 2015 - Apr 2016

  Ag/Commercial Lender
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  Flagstar Bank

  May 2016 - Mar 2019

  Branch Manager
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  First Merchants Corporation

  Mar 2019 - Sept 2022

  AVP, Relationship Manager
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  Headwaters State Bank

  Oct 2022 - Jul 2023

  Senior Vice President