Nikhil Bansal

Experience

• 

  GENPACT

  Jul 2014 - Aug 2015

  Associate
• 

  Tata Capital

  Aug 2015 - Mar 2018

  Preparation of Proposals and Report Writing and comments after analyzing the Financials of the Company through ratio analysis ( P&L ratios, leverage, liquidity and coverage ratios) along with future Projections.SWOT analysis, Market research, reference checks of the clientPresenting the analysis of Financial Statement on CMA data and Spread Sheets as per RBI norms.Preparation of Annual Review Notes and Short Review Notes for Small-Medium EnterprisesMaking client visits for documentation required for timely completion of disbursement processDoing due diligence i.e. proper dedupes and CIBIL Checks including MCA checks, BIFR, Hunter checksEvaluating Credit risk and execution of documents required for Working capital finance, Long Term Finance, Letter of credit, Buyer’s credit etc.Filling out loan applications and other legal documents required for disbursement of loanHandling cases above ticket size of minimum Rs. 1.00 crores. Show less

  • Officer

    Sept 2017 - Mar 2018

  • Credit Analyst

    Aug 2015 - Aug 2017
• 

  DHFL

  Mar 2018 - Mar 2019

  Branch Credit Manager
• 

  YES BANK

  Mar 2019 - Jan 2022

  Credit Risk Manager

  • Manager

    Apr 2021 - Jan 2022

  • Deputy credit Manager

    Mar 2019 - Mar 2021
• 

  Kotak Mahindra Bank

  Jan 2022 - Oct 2023

  Senior Manager
• 

  Axis Bank

  Sept 2023 - now

  Senior Credit Manager