Tomas Krcek

Experience

• 

  Aon Hewitt

  Feb 2002 - Feb 2004

  C&B Analyst
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  Veolia Water

  Jul 2004 - Oct 2007

  • Built the Internal Audit function from scratch, leading a team of up to 3 auditors, conducting audits (70% of time) and advisory projects & analyses (30% of time) across entities in the Czech Republic. Key responsibilities included also coordinating SOX implementation.

  • Internal audit manager

    Oct 2005 - Oct 2007

  • Internal auditor

    Jul 2004 - Oct 2005
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  ČEZ

  Nov 2007 - Sept 2008

  Senior auditor

  • Conducted financial and operational process audits and internal fraud investigations, primarily across European branches and in the CZ

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  GE Money Bank, Czech Republic

  Feb 2009 - Mar 2015

  EXCO-1 role. Directly leading team of up to 4 persons covering the following areas: • Outsourcing and 3rd party risk, Compliance monitoring & testing (a.k.a. permanent controls) and conduct risk management / compliance sales controls (according to the responsible banking and Insurance golden rules programs)• Project of post-sales calls insourcing brought savings of approx. CZK 1 mil./year whilst improving the control environment. As Lead Auditor, I was responsible for conducting various audit engagements at GE Money Bank.

  • Compliance Manager

    Aug 2011 - Mar 2015

  • Lead auditor

    Feb 2009 - Aug 2011
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  MetLife

  Apr 2015 - Aug 2017

  Head of Compliance CZ&SK

  • EXCO Role: Responsible for the development and maintenance of the compliance program in CZ and Slovakia (AML and CFT, sales practices, permanent controls/monitoring and testing, data privacy, anti-bribery and corruption (ABC), conflict of interest (CoI), client/employee ombuds and internal fraud investigation). • Leading a team of 3 people directly and overseeing dedicated functional coordinators responsible for the execution of specific tasks.

• 

  BNP Paribas Cardif

  Sept 2017 - Aug 2018

  Head of Compliance CZ+SK

  Scope of work identical to the position in MetLife.

• 

  Home Credit International

  Sept 2018 - Dec 2024

  Group Operational Risk Manager

  EXCO-1 Role: I was responsible for a comprehensive operational risk management (ORM) program across 9 countries. This involved managing 3 direct reports at HQ and overseeing 10 operational risk managers (total team of over 40), with direct responsibility for the CZ HQ and Group IT hub. Specifically, • Oversight of entities included remote quality assurance and on-site reviews (with ~20% of time spent abroad at entity locations), support for major issue investigations, methodological guidance, providing training, maintenance of group-wide risk management infrastructure (including Power BI reporting), and organizing ad-hoc conferences for the function I led.• The ORM program encompassed risk assessments (RCSA, FMEA), loss data collection (LDC), key risk indicators (KRIs), and later also business continuity management (BCM), outsourcing/3rd party risk management and assurance of governance for model risk and the product approval process (PAP).• Group responsibilities included methodology development, identification of Group-wide best practices, assurance that major issues would not reoccur in other Group entities, ownership of the OpRisk Committee (i.e., EXCO/BoD reporting, stress testing, risk appetite monitoring) and ICAAP support. Key projects/deliveries: • Co-led a project to transition from the Basic Indicator Approach (BIA) to the Advanced Standardized Approach (ASA), achieving significant capital savings for the Group, with advisory support from EY. This initiative established and launched the Operational Risk (OpRisk) function in HCG operating companies.• Conducted a project to introduce a more robust governance structure for HCG, supporting Group efforts to divest Group companies after potential IPO in Hong Kong and improving alignment with regulatory requirements (SREP). With the support of Deloitte. Show less

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  PPF Financial Holdings B.V.

  Jan 2021 - Dec 2024

  Group Operational Risk Manager

  Scope of work identical to the position below, but across two additional banking entities, and performed concurrently with the position listed below.