Rashmi Gupta

Experience

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  ICICI Bank

  Feb 2015 - May 2021

  Deputy Manager

  •Following RBI guide lines for processing any transaction in branch banking.•Handling Portfolio of HNW/HNI/NRI customers of the branch for the New Business Acquisition Like increasing CASA as well as Managing cross sales to existing customers.•Promote internet banking, mobile banking, debit card & ATM usage.•Resourceful at maintaining business relationship with managed clients for helping them in their daily routine works and in transactions meeting KYC norms & adherence.•Handling Operations like Teller Operations / ATM Management / Cash Management / Locker operations/ Deliverables/ Daily report / Maintaining 5 S in Branch/ KYC Checking of New SA & CA etc.•Conducting Enhanced Due Diligence (EDD) for clients whose transactions seems to be suspicious. •All Liability/Asset Business like CASA / Credit Card /HSL & DMAT /Business Banking/ Loan against Property/TW/Auto loan and TPP products like Insurance & MF.•Monitoring all the operations from sourcing of business to final disbursement the cases within specific TAT’s with help of Team of 10 BDR’s of Deptt.• Vault Custodian and Joint Custodian for all the Branch Keys and security items/stationery at the branch.• Monitoring CPU TAT and ensuring proper certification for the opening and maintaining of the accounts.• Error free documentation of all the customer instructions (Stop Payments and FD Closure, Account Updation etc).• Customer handling, data completion, customer retention and minimize wealth management error rates,, •Ensure proper KYC check for all the AOF before dispatching to CPU.•Monitor and audit internally and ensuring compliance, monitoring of all the Branch GLs and Dummy accounts and their reconciliation, maintaining Tatkal Kits as per laid down process, maintaining and monitoring activation of the Tatkal Accounts opened.Managing the branch within the cash retention limit and controlling the expenses.Ensuring highest quality service standards, retention and controlling depletion and attrition. Show less

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  Deutsche Bank

  May 2021 - now

  Senior Analyst

  • Working for KYC process which include new client adoption, Periodic Review and EDR (Event Driven review files• Work flow involves reviewing the scanned copy of the entity which includes annual report, ID copies of senior management, registration document.• After reviewing the scanned copy, coordinate with stateside stakeholders to amend and change the document as per the SOP.• Performing screening result on the ownership hierarchy, senior management and Authorized signatory. Tools used for screening involves; Fircosoft, Lexis-Nexis, RDC• After receiving the screening results, evaluate the risk rating for the client.• Ensure KYC/AML record is completed in compliance with corporate AML policies & procedures and industry best practices to meet regulatory requirements.• Perform periodic reviews, event driven reviews, SDD, CDD, EDD, sanction Exposure and PEP analysis as required• Liaising with different stakeholders i.e., with the sales/business, different client on-boarding teams & second line of defense/AFC to ensure right documentations procured in a timely manner• Performing Due diligence on a wide range of entity types (collective Investment schemes, Trusts, Small corporate, Banks, listed entity, Regulated entities, etc.Working in CJDA Location, with CJDA files. Show less