Michael Wirth

Experience

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  Open Systems International

  Jun 2000 - Jun 2005

  I worked directly with project teams to ensure hardware was ordered correctly and on time to meet project goals and payment milestones. Interfaced daily with the President, IT, Engineering, Marketing, and Operations. Researched products and negotiated prices with vendors. Organized the purchasing process to improve efficiency, became ISO 9000 certified. Managed project ordering for on time delivery. Trained staff on the purchasing process. Cross trained in accounts receivable, accounts payable, shipping and receiving. Show less

  • Corporate Buyer

    May 2001 - Jun 2005

  • Project Coordinator

    Jun 2000 - May 2001
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  Wells Fargo Home Mortgage

  Jun 2005 - Jun 2015

  I consulted exclusively with financial advisors and their high net worth clients, building strong, lasting relationships with over 100 financial advisors. Managed the expectations of actors, professional athletes, and other extremely affluent clients. Collaborated with internal and external clients to develop and implement strategies to meet or exceed desired results. Worked directly with underwriting, my processor, and clients to gather the necessary documentation for the mortgage process. Developed and maintained relationships with third party vendors. Directed processor daily to fulfill necessary tasks. Show less

  • Home Mortgage Consultant, Premier Portfolio Services

    Mar 2012 - Jun 2015

  • Home Mortgage Advisor

    Jan 2010 - Mar 2012

  • Home Morgage Consultant

    Jun 2005 - Dec 2009
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  TCF Bank

  Jun 2015 - Apr 2016

  Branch Lending Manager

  I built, maintained, and managed relationships with all parties involved in the mortgage process. Trained and lead branch managers in the mortgage process. Worked directly with underwriting, customers, and all third party vendors to gather the necessary documentation for the mortgage process. Managed and lead branch managers to meet sales goals. Assisted walk-in customers with any loan concerns or needs working with the correct internal departments to resolve any issues or concerns.

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  BNC National Bank Mortgage Division

  May 2016 - Aug 2016

  Mortgage Consultant

  BNC National Bank is a strong community bank dedicated to providing banking, wealth management, and mortgage banking services to consumers throughout the country. BNC National Bank Mortgage Division conducts business from offices in North Dakota, Minnesota, Arizona, Arkansas, Illinois, Kansas, and Missouri. BNC National Bank Mortgage Division offers a commitment to mortgage banking, provides full operational support from processing, underwriting, and closing, uses industry leading technology, and supports its sales staff with professional marketing and CRM support. Show less

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  Wells Fargo Home Mortgage

  Aug 2016 - Jun 2017

  Home Mortgage Consultant

  Provide answers and guidance regarding mortgage-related products and services for clients, customers, and potential customers. Responsible for generating mortgage business through inbound and outbound lead generation. Source and sustain successful business relationships with real estate agents, bankers, and other internal/external referral sources for the purpose of originating mortgage loans and generating future referral opportunities. Hands-on pipeline management to deliver a great customer experience. Provide customer needs analysis through product knowledge and underwriting sensibilities Show less

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  Swift County

  Jun 2017 - Apr 2019

  Deputy Assessor

  Locate, measure, collect data, classify propertiesAnalyze and interpret an estimate of value through sales studiesRespond to inquiries from taxpayers concerning assessmentsPerform other duties as required

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  KANDIYOHI COUNTY

  Apr 2019 - Nov 2021

  Ensure that construction meets building codes, ordinances, and zoning regulations. Review plans before project work begins.Meeting with contractors before and during building to make sure building codes are being followed. Locate, measure, collect data, classify propertiesAnalyze and interpret an estimate of value through sales studiesRespond to inquiries from taxpayers concerning assessmentsPerform other duties as required

  • Building Inspector

    May 2021 - Nov 2021

  • Assessor

    Apr 2019 - May 2021
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  Citizens Alliance Bank

  Nov 2021 - now

  Loan Officer

  With over 14 years of experience in mortgage lending, including conventional, jumbo, USDA, FHA, VA, and in-house loans, I have successfully funded more than 2,000 mortgage loans as a Loan Officer. My expertise and track record in the industry demonstrate my ability to provide exceptional service and help clients achieve their homeownership goals.If you are interested in speaking with me, contact me at mwirth@citizensalliancebank.com or 320.847.1583As a Loan Officer with Citizens Alliance Bank, our goal is to exceed customer expectations while providing an enriching, fulfilling and rewarding work environment. We employ approximately 205 local staff members within our ten communities in West-Central Minnesota and three communities in Western Montana.All of our locations share our company’s culture and values, which binds us as an organization and sets us apart from our competition. From our original charter as the German American Bank in 1902 we have grown from $10,000 to more than $1.25 billion plus in assets.We pride ourselves on serving consumer and commercial customers with a focus on Ag and Small Business Lending. We provide exceptional products including Business Banking, Consumer Banking, Loans, Mortgages, Card Services, Cash Management Services, Digital Banking, Checking, Savings, IRAs, HSAs, CDs, P2P, and much more.For more information about Citizens Alliance Bank, please visit www.citizensalliancebank.com. Show less