Gregg Gallagher

Experience

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  United States Leasing Corporation

  Feb 1985 - Oct 1990

  Credit Manager

  Assessed credit risk through financial statement and cash flow analysis. Analyzed prospective lessee through credit bureau reports, tax returns and financial statements to determine optimal contractual terms for the company and lessee. Monitored corporate lending practices to ensure compliance with all legal and regulatory requirements.

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  Fireman's Fund Insurance Company

  May 1993 - Mar 2001

  Senior Financial Analyst

  Comprehensive credit and cashflow analysis of Fortune 500 companies for the Corporate Credit Department in order to determine risk rating and collateral requirements. The analysis included companies from every industry. Some past clients included: The Oakland A's and The Los Angeles Dodgers.

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  Chase

  Mar 2006 - Dec 2016

  Mortgage Banker

  With Chase I originated, and serviced a large book of business for the Napa CA branch within mortgage banking. My responsibilities were to attract new clients through "walk in" business, realtor meetings and home-buyer seminars. Assisted clients in determining which type of mortgage best met their needs. I was the ultimate team player working closely with bank partners to cross sell all bank products in addition to mortgage.

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  SoFi

  Dec 2016 - Dec 2018

  Credit Underwriting Analyst

  My duties at SoFi included the analysis and evaluation of incoming loan applications based on SoFi and Fannie Mae guidelines. Analyze income, tax returns (with K-1 analysis), credit, assets and appraisals to determine borrower’s credit worthiness and ability to repay loan on agreed terms. Mitigate credit risk by conducting a thorough and prudent review of each loan file for compliance with applicable federal and state laws. Work with senior management on constantly improving efficiencies to create a seamless and transparent member experience. Show less

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  Flexible Funding

  Jul 2019 - Dec 2019

  Credit/Collateral Analyst

  Provided support to the operations department of Flexible Funding through written and verbal verification of accounts receivable, leading the collection of accounts receivables in a liquidation scenario, and responding to written credit inquiries for our clients. Responsible for credit evaluation of new and existing clients through the use of business credit reports and evaluation of company financial statements

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  BIRKENSTOCK

  Dec 2019 - now

  Sr. Credit Analyst

  Responsible for the management of a large portfolio of over 400 accounts. In charge of risk assessment on major/strategic accounts through the use of agency reports and in-depth review of company financial statements.